Get a loan today

Voted 'Moneywise's Most Trusted Personal Loans Provider' for 2010 and 2011

» How it works

How to get a Zopa loan:

Step One

Get a quick quote

Just enter the amount and term and we'll show you the current APR.

Step Two

Give us your details

So we can personalize your quote without leaving a mark on your credit file.

Step Three

Submit your application

If you like what you see, apply for your loan at no cost. We'll only add the fee if you're approved.

Time

Only takes 5 seconds

Time

Only takes 10 minutes

Time

Loan approval within 24 hours (Mon - Fri)




Earn by
lending

Find Out More

Zopa is a marketplace for money. Lenders get lovely returns, borrowers get low-cost loans and money becomes human again.

At Zopa, people who have spare money lend it directly to people who want to borrow. There are no banks in the middle, no huge overheads and no sneaky fees, meaning everyone gets better rates.

Voted Moneywise's 'Most Trusted Personal Lender' two years running, Zopa is licensed by the Office of Fair Trading and backed by the same investors that backed eBay, Betfair and Skype.

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