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Voted 'Moneywise's Most Trusted Personal Loans Provider' for 2012, 2011 and 2010
How to get a Zopa loan:
Try our loan calculator
Type in the loan size and select the term and we'll show you the current APR.
Get a personalised loan quote
Just enter your details to get a quote without marking your credit file.
Apply for your loan
You can enquire about a Zopa loan at no cost. We'll only add the fee if you're approved.
Only takes 5 seconds
Only takes 10 minutes
Loan approval within 24 hours (Mon - Fri)
Grow your savings
3 year option available.
Get low rate loans and high interest on savings at Zopa, the UK's largest peer-to-peer lending site.
How does peer-to-peer lending work?
Also known as social lending or lend-to-save, peer-to-peer lending works by individual savers and borrowers coming together to get better rates. At Zopa we match sensible borrowers looking for low rate loans with smart savers looking for high interest on their savings.
Zopa's peer-to-peer loans offer borrowers competitive low rates and flexible terms with no early repayment fees or hidden charges - plus it's free to get an immediate loan quote without impacting your credit score. Zopa savers earn higher returns on their savings by being part of social lending online and helping the UK's safest borrowers.