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Where people meet to lend
and borrow money
- • Lenders get great returns
- • Borrowers get low-cost loans
- • And with no banks in the middle,
everyone gets better rates
The big idea
Social Lending is where people lend and borrow money with each other, sidestepping the banks. And the more you think about it, the more it makes sense.
How it works
Lending and borrowing is pretty simple when it comes down to it: somebody lends and somebody else borrows. We've made a few small tweaks to this time-honoured method, to ensure everything is safe, secure and legal.
Who we are
Zopa was started in the UK by a group of very experienced financeheads who believed there was a better way.