We are lenders

It's human

When you lend at Zopa you're
helping real people with
names and faces and families
and toenails and stories to tell.

Zopa makes money human again. Instead of sitting in a bank, your money goes to creditworthy people who'll use the cash to improve their lives. Maybe it’s a couple who are building a nursery for their new baby or maybe it’s a young woman who wants to buy a car so she can start her own business. Whoever you lend to, you'll get to see where your money goes and what it's being used for.

Some messages left by borrowers

  • "At last, steps to the patio and an even surface!" Tonkys
  • "The loan is to purchase a caravan to take our two young children on many exciting trips." iand
  • "I will be using this money to contribute to a very special event. I have been with my girlfriend for 11 years now, and it's time to tie the knot. I will be taking her to Paris to propose and hopefully she'll say yes!" topcatmg1
  • "I'm having some dental treatment privately to give me back my smile." smartipants
  • "My son and I are buying season tickets for Newcastle United." JohnL
  • "I'm getting divorced and borrowing this money means I can pay my solicitor and get everything finalised. I was 30 yesterday, and hopefully 30 is the beginning of the rest of my life!" kim1976
  • "The loan is for my wedding to my beautiful fianceé Natalie." dan
  • "The money will be going to fund the remainder of my Masters degree at the LSE in London." sharmski
  • "I am using this loan as part payment on a small sailing boat for the Firth of Clyde." MicDroy

Next... How lending works