Get a loan

The human way of getting a low cost loan. Rather than making the fat cats fatter you pay interest to real people.

Check today's rate

(£1000 – £15000)
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Check out this short video, made by one of our members, dyf, to find out more on how it works.

Make money by lending

The money you lend at Zopa is protected using the same safety measures banks use... Plus a few more.

Set your own rates

lenders

Over the last 12 months Zopa lenders have made an annual return of 8.3%, before bad debt.

Why not start with £50 to see how it works? You set your own rates and you can lend as little as £10 to each borrower to spread your risk.

Video still

Check out this short video, made by one of our members, chocmonster, to find out more on how it works.

What is Zopa?

Zopa is where everybody wins, except the fat cats. Find out more.

As featured on...

  • The One Show Channel 4 BBC News Night
  • The Times spectator The Independent
  • Today (Radio 4)
    Listen to Zopa on the The Today Programme, BBC Radio 4

Today at Zopa

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Awards we've won

'Most Trusted Personal Loan Provider'

'Best Personal Loan Provider for Service'

Moneywise Customer Service Awards

The UK public recently voted Zopa the 'Most Trusted Personal Loan Provider’ and 'Best Personal Loan Provider for Service' in the 2010 Moneywise Customer Service Awards. Read more.

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