Get a loan

The human way of getting a low cost loan. Rather than making the fat cats fatter you pay interest to real people.

Check today's rate

(£1000 – £15000)

Make money by lending

The money you lend at Zopa is protected using the same safety measures banks use... Plus a few more.

Returns of 8.6%

lenders

That's right, over the last 12 months our lenders have made an annual return of 8.6%.

Let us do the hard work for you by lending on the Zopa Markets, or hand pick your borrowers by seeing their Zopa Listings.

Lend now

What is Zopa?

Zopa is a marketplace where people lend and borrow money to and from each other, sidestepping the banks.

It's a smarter, fairer and altogether more human way of managing your money, where both borrowers and lenders get better rates. Find out more

Today at Zopa

Zopa in the news

  • BBC News:
    "It cuts out the banks and middlemen."
    Read more
  • Channel 4:
    "A new way to save and borrow."
    Read more
  • BBC Radio 2:
    Zopa on the Chris Evans Drivetime show.
  • What Investment:
    ***** Product of the Month.
    Read more
Fool.co.uk – compare credit cards, mortgages and savings

The other day, our MD, Giles, went along to have a natter with Motley Fool's David Kuo to discuss whether Zopa could be better than your bank.

To hear their chat and find out more about Zopa, listen to the podcast now!

2008 Webby Awards - We won!

Got a question?

We've got a bunch of members on our forums who'll be happy to help you out:

  • Pick a current borrower's brain on how it works in the borrowing forum.
  • Get advice from existing lenders on how to get the best returns in the lending forum.
  • Have a chat about the weather, your new motor, or whatever takes your fancy in the chat room!