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A Chance To Buy A Car

Loan amount
£4,900.00
Loan length
48 months
Preferred rate
7.50 %
Loan purpose
Car
Progress:
100%

89 offers (13.28 % avg)

Listing ends:
21.05.2008 - 8:04 PM (Ended)

Personal profile

WHY I'M BORROWING:

The reason why I am borrowing to but my first car, it’s been more then 3 months since I had my full UK licence and still getting the bus/train to work from my foster house.

It will be really helpful if I had a car to get to work because I usually spend about over two hours travelling on the bus/train to go work and back.

Since I am living on my own I will be taking care of the insurance and I will have to deal with the rest (MOT, repair, parking permit…etc.)

WHY I'M A SAFE PAIR OF HANDS

Since the age of 16 I had to start working due to having problem with my foster home, so since then I have been working in retail. I started off at Superdrugs store Plc, and then moved on to working in game station branch in Watford. Now currently working part time at River Island Harrow as Store Assistant.

THE STATE OF MY FINANCES

My states of finances are healthy with an income of £700 and the out going of 518
Rent: £200p/m
Travel: £108 (monthly travel card)
Other cost living...etc: £210

Each month after all the expenses I have about 180 spare cash.

Income/Expenses

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Lending offers

  • Offer is winning Winning
  • Offer is conditional Conditional
  • Offer has lost Lost
#LENDERAMOUNTRATEDATE
1Leogem£30.008.50 %19.05.08 17:26
2spireite£30.009.00 %16.05.08 10:22
3mistochele£100.009.00 %21.05.08 11:11
4SkyRider£10.0010.00 %16.05.08 17:13
5pugdoggy5£20.0010.00 %17.05.08 01:05
6jwong£30.0010.00 %19.05.08 16:54
7deltadunarii£10.0010.00 %21.05.08 19:15
8dappad13£10.0010.00 %21.05.08 19:26
9LucasInv£20.0010.10 %21.05.08 09:21
10alexchamberl£10.0010.25 %15.05.08 19:02
11SkyRider£10.0010.50 %16.05.08 17:14
12mistochele£400.0010.50 %21.05.08 18:10
13mistochele£100.0010.50 %21.05.08 18:27
14opeless£20.0010.80 %16.05.08 17:50
15talesfrom£10.0010.90 %21.05.08 18:56
16SkyRider£10.0011.00 %16.05.08 17:14
171606pgs£10.0011.00 %17.05.08 19:47
18sam071274£20.0011.00 %17.05.08 23:53
19mistochele£100.0011.00 %21.05.08 18:46
20Zippyjs£100.0011.30 %21.05.08 18:25
21deltadunarii£10.0011.30 %21.05.08 19:15
22sl75£10.0011.40 %16.05.08 15:12
23deltadunarii£10.0011.45 %21.05.08 19:16
24Tonyu£10.0011.49 %20.05.08 13:35
25SkyRider£10.0011.50 %16.05.08 17:16
26deltadunarii£10.0011.50 %21.05.08 19:14
27bennybank£10.0011.75 %21.05.08 19:21
28sl75£20.0011.90 %16.05.08 14:16
29philipg27£30.0011.95 %20.05.08 22:42
30glynzopa£10.0011.99 %19.05.08 11:01
31Swallowtail£10.0011.99 %21.05.08 18:03
32SkyRider£10.0012.00 %16.05.08 17:16
33benedict£200.0012.00 %16.05.08 23:49
34cruckbeam£20.0012.00 %21.05.08 15:21
35elljay£40.0012.00 %21.05.08 20:01
36deltadunarii£10.0012.30 %21.05.08 19:14
37lukeybaby100£50.0012.39 %21.05.08 11:59
38sl75£20.0012.40 %16.05.08 14:16
39Tonyu£10.0012.49 %15.05.08 18:02
40talesfrom£10.0012.49 %21.05.08 17:49
41pomma9649£100.0012.50 %21.05.08 15:38
42philomena£100.0012.50 %21.05.08 19:43
43cepeda£10.0012.50 %21.05.08 19:56
44Tonyu£10.0012.89 %21.05.08 20:02
45sl75£20.0012.90 %16.05.08 14:15
46Swallowtail£10.0012.99 %21.05.08 18:02
47Shiggaddi£50.0013.00 %15.05.08 21:10
48cashsolution£20.0013.00 %21.05.08 17:40
49deltadunarii£10.0013.00 %21.05.08 19:14
50sl75£20.0013.40 %16.05.08 14:15
51Teazza£10.0013.40 %21.05.08 09:37
52deltadunarii£10.0013.45 %21.05.08 19:16
53lukeybaby100£50.0013.48 %21.05.08 17:07
54Lastresort£80.0013.49 %21.05.08 15:53
55markozzy£100.0013.75 %21.05.08 20:03
56easteregg£10.0013.89 %21.05.08 20:03
57sl75£30.0013.90 %16.05.08 14:14
58fireball gar£10.0013.99 %19.05.08 20:20
59flex555£10.0013.99 %21.05.08 17:02
60deltadunarii£10.0014.00 %21.05.08 19:13
61zun2003uk£20.0014.00 %21.05.08 20:00
62easteregg£10.0014.09 %21.05.08 20:03
63bennybank£50.0014.10 %21.05.08 20:01
64SkipWallaby£20.0014.50 %21.05.08 20:02
65peterkins£30.0014.50 %21.05.08 20:03
66weeguy£500.0014.50 %21.05.08 20:03
67Serra£50.0014.60 %21.05.08 20:03
68weeguy£100.0014.60 %21.05.08 20:04
69jkh£40.0014.78 %21.05.08 20:03
70easteregg£10.0014.79 %21.05.08 20:02
71sl75£10.0014.80 %21.05.08 20:01
72jkh£50.0014.82 %21.05.08 20:04
73Swallowtail£10.0014.83 %21.05.08 20:03
74easteregg£90.0014.84 %21.05.08 20:01
75TEMPERMOD£400.0014.84 %21.05.08 20:03
76omar001£30.0014.84 %21.05.08 20:04
77jkh£40.0014.84 %21.05.08 20:04
78lukeybaby100£100.0014.85 %21.05.08 20:00
79Fairrate£160.0014.85 %21.05.08 20:01
80easteregg£10.0014.85 %21.05.08 20:04
81Tonyu£10.0014.85 %21.05.08 20:04
82tightlines£20.0014.86 %21.05.08 19:34
83easteregg£10.0014.86 %21.05.08 19:59
84easteregg£90.0014.86 %21.05.08 20:00
85ts627£10.0014.86 %21.05.08 20:01
86Swallowtail£10.0014.86 %21.05.08 20:02
87ChilliHead01£20.0014.87 %21.05.08 18:52
88weeguy£200.0014.87 %21.05.08 19:58
89TEMPERHOT£970.0014.87 %21.05.08 19:59
90TEMPERHOT£260.0014.87 %21.05.08 20:00
91jkh£10.0014.88 %21.05.08 18:50
92TEMPERMOD£760.0014.88 %21.05.08 19:54
93TEMPERMOD£400.0014.88 %21.05.08 19:55
94cheapermoney£200.0014.89 %21.05.08 18:45
95sl75£10.0014.90 %16.05.08 15:11
96Malpoet£30.0014.95 %21.05.08 09:34
97rogerhasvin£10.0014.99 %21.05.08 14:10
98easteregg£10.0014.99 %21.05.08 20:01
99Swallowtail£10.0015.00 %20.05.08 19:49
100will111222£10.0015.00 %21.05.08 06:24
101achall60£50.0015.00 %21.05.08 18:44
102pomma9649£30.0015.00 %21.05.08 19:56
103bennybank£50.0015.50 %21.05.08 17:23
104sl75£20.0015.90 %16.05.08 14:14
105flex555£10.0015.99 %21.05.08 17:03
106deltadunarii£20.0016.00 %21.05.08 19:13
107Serra£20.0016.60 %21.05.08 10:42
108Serra£20.0016.70 %21.05.08 19:42
109Serra£20.0016.80 %21.05.08 20:00
110Tonyu£10.0016.95 %21.05.08 19:50
111Swallowtail£10.0016.97 %21.05.08 19:57
112weeguy£100.0016.98 %21.05.08 19:53
113ChilliHead01£10.0016.99 %21.05.08 18:51
114easteregg£10.0016.99 %21.05.08 19:45
115gts-vogue£10.0016.99 %21.05.08 19:53
116loadsacash£10.0017.00 %17.05.08 10:13
117SkyRider£20.0017.00 %21.05.08 18:13
118zun2003uk£10.0017.00 %21.05.08 18:44
119will111222£30.0017.00 %21.05.08 19:39
120lukeybaby100£100.0017.00 %21.05.08 19:47
121weeguy£100.0017.00 %21.05.08 19:50
122Serra£20.0017.10 %21.05.08 19:36
123Serra£20.0017.20 %21.05.08 19:44
124easteregg£10.0017.39 %21.05.08 19:47
125ts627£10.0017.43 %21.05.08 19:58
126ligaya£10.0017.44 %21.05.08 19:41
127Tonyu£10.0017.45 %21.05.08 19:30
128tightlines£20.0017.46 %21.05.08 19:28
129weeguy£100.0017.46 %21.05.08 19:59
130easteregg£90.0017.47 %21.05.08 19:24
131SkipWallaby£20.0017.47 %21.05.08 19:55
132TEMPERHOT£100.0017.48 %21.05.08 19:00
133TEMPERHOT£100.0017.48 %21.05.08 19:01
134Swallowtail£10.0017.48 %21.05.08 19:01
135TEMPERHOT£60.0017.48 %21.05.08 19:02
136easteregg£20.0017.48 %21.05.08 19:44
137jkh£30.0017.49 %21.05.08 15:26
138weeguy£100.0017.49 %21.05.08 17:46
139tightlines£20.0017.49 %21.05.08 19:29
140easteregg£90.0017.49 %21.05.08 19:39
141ts627£10.0017.49 %21.05.08 19:41
142TEMPERHOT£500.0017.50 %21.05.08 15:07
143TEMPERHOT£250.0017.50 %21.05.08 15:08
144TEMPERHOT£120.0017.50 %21.05.08 15:10
145TEMPERHOT£100.0017.50 %21.05.08 18:32
146TEMPERMOD£100.0017.50 %21.05.08 19:17
147TEMPERMOD£100.0017.50 %21.05.08 19:18
148TEMPERMOD£100.0017.50 %21.05.08 19:33
149TEMPERMOD£100.0017.50 %21.05.08 19:36
150TEMPERMOD£100.0017.50 %21.05.08 19:38
151TEMPERMOD£100.0017.50 %21.05.08 19:41
152TEMPERMOD£100.0017.50 %21.05.08 19:43
153Serra£20.0017.60 %21.05.08 10:43
154easteregg£20.0017.99 %21.05.08 19:36
155weeguy£100.0018.00 %21.05.08 17:36
156easteregg£20.0018.48 %21.05.08 19:39
157jkh£40.0018.49 %21.05.08 18:51
158weeguy£100.0018.50 %21.05.08 17:36
159Serra£20.0018.60 %21.05.08 10:43
160weeguy£50.0019.00 %21.05.08 13:40
161zizizop£10.0019.50 %21.05.08 16:20
162Serra£20.0019.60 %21.05.08 13:02
163jkh£50.0019.70 %21.05.08 14:56
164easteregg£90.0019.89 %21.05.08 19:25
165Serra£20.0019.90 %21.05.08 13:18
166tightlines£20.0019.93 %21.05.08 18:51
167Swallowtail£10.0019.93 %21.05.08 19:04
168andy1962£10.0019.94 %21.05.08 17:52
169mistochele£300.0019.94 %21.05.08 18:57
170lukeybaby100£100.0019.94 %21.05.08 18:58
171ts627£10.0019.95 %21.05.08 15:22
172easteregg£90.0019.95 %21.05.08 18:05
173ksg£200.0019.95 %21.05.08 18:15
174mistochele£400.0019.95 %21.05.08 18:56
175fosrock£100.0019.96 %21.05.08 17:18
176weeguy£100.0019.96 %21.05.08 17:35
177TEMPERMOD£100.0019.96 %21.05.08 17:44
178mistochele£300.0019.96 %21.05.08 18:47
179TEMPERHOT£200.0019.97 %21.05.08 15:58
180TEMPERHOT£60.0019.97 %21.05.08 15:59
181TEMPERMOD£100.0019.97 %21.05.08 17:11
182TEMPERMOD£100.0019.97 %21.05.08 17:22
183cornetto£100.0019.98 %21.05.08 15:45
184mistochele£300.0019.98 %21.05.08 18:45
185easteregg£10.0019.99 %19.05.08 22:07
186jkh£50.0019.99 %21.05.08 15:27
187TEMPERMOD£100.0019.99 %21.05.08 15:36
188mistochele£100.0019.99 %21.05.08 18:25
189mistochele£300.0019.99 %21.05.08 18:25
190mowisqu£20.0020.00 %17.05.08 05:10
191rak£10.0020.00 %17.05.08 14:08
192TingB£10.0020.00 %20.05.08 13:04
193shrimper1972£10.0020.00 %21.05.08 10:41
194TEMPERHOT£100.0020.00 %21.05.08 15:01
195TEMPERMOD£100.0020.00 %21.05.08 15:21
196TEMPERMOD£100.0020.00 %21.05.08 15:22
197TEMPERMOD£100.0020.00 %21.05.08 15:22
198Telegraph£100.0020.00 %21.05.08 15:26
199mistochele£500.0020.00 %21.05.08 18:09

Questions about this listing

Lenders are invited to ask questions to borrowers. Borrowers will be notified of any questions and can answer if they wish. They may choose not to respond to questions that are too intrusive though.

Question asked on: Thursday, 15th May 2008

Question asked by:

glasgowbry

Question: What kind of car are you wanting to buy ?
Will it be second hand ?
If so how long will the MOT be for ?
Will it have road tax when you buy it ?
Have you got a quote for car insurance ?
What about petrol, how much do you anticipate spending on fuel each week ?
How much is a parking permit ?
Will you change the caz each year ?

Answer: i probably by a 2nd hand fiat punto or something , mot wil be ofcourse for a year.its already got 6 month road tax the fiat im planning to get. car insurance i checkd they quoted me £1300 for third party only cos i have to pay it all on my own.
i dont think i will change my car any car is gd 4 me to get a to b. i dnt need parking permit place wer i rent @ has a driveway for me to park @.

Question asked on: Thursday, 15th May 2008

Question asked by:

Philio

Question: Could you tell me how old you are please?

Answer: 20

Question asked on: Thursday, 15th May 2008

Question asked by:

Tonyu

Question: Hi,

I notice you've only got one star on 'credit rating'. If you had a higher score here you might find that banks etc would be happy to lend and give you a better interest rate as well. I don't know if you know but there's several ways to get a better Score.
1. Have at least one Credit Card but pay it off when the bill comes. Everytime you forget to pay it your credit score gets hit.

All The Best,

T.
PS You don't have to answer to this is just a comment.

Answer: thank you :D

Question asked on: Thursday, 15th May 2008

Question asked by:

alexchamberl

Question: What car do you plan to buy?
How much will the insurance cost?

Alex

Answer: im planning to buy a gd fiat punto around the price of 1500-2000
i checkd for insurance quote just for me its around 1300 only for third party though. =/

Question asked on: Friday, 16th May 2008

Question asked by:

hdh1948

Question: You have given a very precise figure of £518 per month expenses - but how does this break down? Could you please fill in the detail for us? Good Luck, David

Answer: as i said
income of £700 and the out going of 518
Rent: £200p/m
Travel: £108 (monthly travel card)
Other cost living...etc: £210

Meet the borrower

Borrower ID: Kitu

Zopa member since: 03.05.08

Identity Verified

Banking details Supplied

Borrower rating

Credit score

Affordability

Stability

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