We need a car. Not a new car. Not a second car. Just a replacement car. Please.
Listing ends:
09.07.2009 - 9:54 PM
(Ended)
Accepted
Personal profile
WHY I'M BORROWING
We have an old Renault which won't pass the next MOT without a lot of work. We've had it a while and it was second hand. We now need to replace it.
ANY EXISTING ZOPA LOANS & PREVIOUS APPLICATIONS
No existing Zopa loans. No previous Zopa applications.
WHY I'M A SAFE PAIR OF HANDS
I pay on time. I pay using Direct Debit. I rarely borrow money and only when my budget can afford it. I keep regular track of my money and know how much is available each month. My ebay score is 114 at 100%. And with a wife and 3 children, every penny is accounted for.
THE STATE OF MY FINANCES
I have no outstanding loans or HP agreements. I have 1 credit card which is used throughout the month and paid off each month. I pay the bills/mortgage/insu rance/council tax by Direct Debit or standing order.
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| 268 | rdines | £50.00 | 10.00 % | 02.07.09 11:32 | |
| 269 | tonton7452 | £10.00 | 10.00 % | 02.07.09 12:04 | |
| 270 | donzopa | £20.00 | 10.00 % | 02.07.09 16:04 | |
| 271 | casterd | £10.00 | 10.00 % | 02.07.09 21:48 | |
| 272 | mactab | £100.00 | 10.00 % | 03.07.09 08:48 | |
| 273 | grogged | £10.00 | 10.00 % | 03.07.09 12:41 | |
| 274 | Gazzamm | £10.00 | 10.00 % | 03.07.09 13:26 | |
| 275 | Lizzywiz123 | £10.00 | 10.00 % | 03.07.09 18:10 | |
| 276 | smurfuk | £100.00 | 10.00 % | 03.07.09 19:28 | |
| 277 | Harmonica | £10.00 | 10.00 % | 03.07.09 20:53 | |
| 278 | GreyEagle | £10.00 | 10.00 % | 05.07.09 05:54 | |
| 279 | johngilligan | £10.00 | 10.00 % | 05.07.09 17:17 | |
| 280 | dianecatt | £10.00 | 10.00 % | 05.07.09 17:25 | |
| 281 | KENNY101 | £10.00 | 10.00 % | 06.07.09 18:38 | |
| 282 | EssexLoans | £10.00 | 10.00 % | 07.07.09 08:45 | |
| 283 | BBBanker | £10.00 | 10.00 % | 07.07.09 11:14 | |
| 284 | Sh0rel1ne | £10.00 | 10.01 % | 06.07.09 13:04 | |
| 285 | claonadh | £10.00 | 10.35 % | 07.07.09 09:52 | |
| 286 | Fieldhead | £10.00 | 10.36 % | 06.07.09 18:54 | |
| 287 | baglan | £10.00 | 10.37 % | 04.07.09 22:30 | |
| 288 | jallan | £50.00 | 10.38 % | 04.07.09 20:09 | |
| 289 | WIREBENDER | £10.00 | 10.39 % | 03.07.09 13:09 | |
| 290 | KENNY101 | £10.00 | 10.40 % | 03.07.09 11:45 | |
| 291 | KENNY101 | £50.00 | 10.41 % | 02.07.09 00:31 | |
| 292 | KENNY101 | £10.00 | 10.42 % | 03.07.09 11:44 | |
| 293 | slmcmullon | £10.00 | 10.44 % | 03.07.09 19:21 | |
| 294 | wileycat | £10.00 | 10.45 % | 03.07.09 16:32 | |
| 295 | EssexLoans | £10.00 | 10.46 % | 03.07.09 11:28 | |
| 296 | ophil50 | £200.00 | 10.47 % | 01.07.09 10:06 | |
| 297 | rakheekaajal | £10.00 | 10.50 % | 30.06.09 08:25 | |
| 298 | Designer1 | £20.00 | 10.50 % | 02.07.09 19:44 | |
| 299 | rajram | £20.00 | 10.50 % | 04.07.09 23:11 | |
| 300 | claonadh | £10.00 | 10.50 % | 05.07.09 01:08 | |
| 301 | BBBanker | £10.00 | 10.59 % | 04.07.09 22:50 | |
| 302 | archie118 | £10.00 | 10.70 % | 30.06.09 10:00 | |
| 303 | cw0707 | £10.00 | 10.70 % | 06.07.09 13:11 | |
| 304 | gliiglii | £10.00 | 10.78 % | 06.07.09 13:32 | |
| 305 | adrianlowes | £10.00 | 10.79 % | 04.07.09 15:44 | |
| 306 | princess7 | £30.00 | 10.80 % | 06.07.09 09:18 | |
| 307 | lewisda001 | £10.00 | 10.87 % | 06.07.09 20:12 | |
| 308 | bancomarco | £50.00 | 10.88 % | 03.07.09 13:50 | |
| 309 | Union | £10.00 | 10.89 % | 05.07.09 00:58 | |
| 310 | MumZopa | £50.00 | 10.90 % | 03.07.09 10:25 | |
| 311 | joehook | £20.00 | 10.90 % | 03.07.09 16:24 | |
| 312 | frankoriol | £50.00 | 10.94 % | 03.07.09 10:29 | |
| 313 | 44nigel44 | £20.00 | 10.96 % | 02.07.09 13:54 | |
| 314 | Union | £10.00 | 10.96 % | 05.07.09 00:55 | |
| 315 | anodim | £10.00 | 10.97 % | 01.07.09 09:54 | |
| 316 | babisg | £30.00 | 10.97 % | 03.07.09 21:06 | |
| 317 | Roders19 | £10.00 | 10.98 % | 03.07.09 12:06 | |
| 318 | grahamatg8 | £20.00 | 10.98 % | 03.07.09 15:46 | |
| 319 | marioneadie | £10.00 | 10.99 % | 01.07.09 10:38 | |
| 320 | metricman | £10.00 | 10.99 % | 04.07.09 17:57 | |
| 321 | Union | £10.00 | 10.99 % | 05.07.09 12:00 | |
| 322 | BaronWomble | £90.00 | 11.00 % | 30.06.09 10:08 | |
| 323 | Sionnibach | £10.00 | 11.00 % | 30.06.09 15:30 | |
| 324 | Kandyan | £20.00 | 11.00 % | 01.07.09 13:32 | |
| 325 | Carat | £40.00 | 11.00 % | 02.07.09 08:37 | |
| 326 | classic100 | £40.00 | 11.00 % | 02.07.09 08:44 | |
| 327 | Charlycaroli | £20.00 | 11.00 % | 02.07.09 16:43 | |
| 328 | mamon | £20.00 | 11.00 % | 02.07.09 19:56 | |
| 329 | fandie | £20.00 | 11.00 % | 03.07.09 21:10 | |
| 330 | BBBanker | £10.00 | 11.00 % | 04.07.09 16:14 | |
| 331 | allann1949 | £90.00 | 11.00 % | 04.07.09 17:39 | |
| 332 | zizizop | £10.00 | 11.00 % | 04.07.09 21:51 | |
| 333 | rajram | £20.00 | 11.05 % | 04.07.09 23:12 | |
| 334 | JimR17 | £50.00 | 11.20 % | 03.07.09 06:22 | |
| 335 | BBBanker | £10.00 | 11.40 % | 04.07.09 12:55 | |
| 336 | mrpenguin | £10.00 | 11.49 % | 30.06.09 10:53 | |
| 337 | frankoriol | £50.00 | 11.49 % | 03.07.09 10:28 | |
| 338 | Union | £10.00 | 11.49 % | 03.07.09 23:39 | |
| 339 | johngilligan | £10.00 | 11.50 % | 02.07.09 14:28 | |
| 340 | ian4zopa | £10.00 | 11.50 % | 02.07.09 17:35 | |
| 341 | newann | £10.00 | 11.50 % | 03.07.09 20:31 | |
| 342 | mzthomps | £10.00 | 11.50 % | 03.07.09 22:07 | |
| 343 | helper101 | £20.00 | 11.60 % | 30.06.09 20:07 | |
| 344 | EssexLoans | £10.00 | 11.60 % | 03.07.09 11:27 | |
| 345 | reb07 | £10.00 | 11.69 % | 03.07.09 23:41 | |
| 346 | ophil50 | £200.00 | 11.70 % | 02.07.09 16:13 | |
| 347 | maxtonmike | £10.00 | 11.80 % | 03.07.09 08:45 | |
| 348 | sl75 | £20.00 | 11.90 % | 01.07.09 15:17 | |
| 349 | frankoriol | £50.00 | 11.95 % | 03.07.09 09:53 | |
| 350 | WN | £10.00 | 11.97 % | 01.07.09 13:07 | |
| 351 | grahamatg8 | £20.00 | 11.98 % | 01.07.09 09:41 | |
| 352 | reb07 | £10.00 | 11.98 % | 03.07.09 16:09 | |
| 353 | helper101 | £40.00 | 11.99 % | 01.07.09 00:52 | |
| 354 | kpt123 | £50.00 | 11.99 % | 02.07.09 10:50 | |
| 355 | BaronWomble | £90.00 | 12.00 % | 30.06.09 10:08 | |
| 356 | maheshdesai | £20.00 | 12.00 % | 30.06.09 11:10 | |
| 357 | paretolaw | £10.00 | 12.00 % | 30.06.09 11:15 | |
| 358 | allann1949 | £100.00 | 12.00 % | 02.07.09 14:46 | |
| 359 | zizizop | £10.00 | 12.00 % | 03.07.09 01:07 | |
| 360 | slmcmullon | £10.00 | 12.45 % | 03.07.09 09:48 | |
| 361 | Harmonica | £10.00 | 12.46 % | 03.07.09 00:23 | |
| 362 | Justinuf | £10.00 | 12.47 % | 02.07.09 18:07 | |
| 363 | reb07 | £10.00 | 12.49 % | 03.07.09 02:19 | |
| 364 | EssexLoans | £10.00 | 12.49 % | 03.07.09 08:47 | |
| 365 | bill2pay | £100.00 | 12.50 % | 30.06.09 08:36 | |
| 366 | BBBanker | £10.00 | 12.50 % | 03.07.09 11:46 | |
| 367 | baglan | £20.00 | 12.75 % | 30.06.09 17:24 | |
| 368 | bancomarco | £30.00 | 12.88 % | 01.07.09 10:12 | |
| 369 | dingers01 | £10.00 | 12.95 % | 03.07.09 13:02 | |
| 370 | thestoneyard | £20.00 | 12.96 % | 03.07.09 01:15 | |
| 371 | Justinuf | £10.00 | 12.97 % | 01.07.09 10:31 | |
| 372 | mmaryg | £50.00 | 12.99 % | 02.07.09 12:40 | |
| 373 | BaronWomble | £90.00 | 13.00 % | 30.06.09 10:08 | |
| 374 | Gazzamm | £10.00 | 13.00 % | 01.07.09 12:02 | |
| 375 | Kandyan | £20.00 | 13.00 % | 01.07.09 13:33 | |
| 376 | cyberhippo | £10.00 | 13.20 % | 02.07.09 13:11 | |
| 377 | Justinuf | £10.00 | 13.47 % | 01.07.09 10:31 | |
| 378 | Chris Aitch | £30.00 | 13.50 % | 02.07.09 19:53 | |
| 379 | jallan | £50.00 | 13.60 % | 01.07.09 14:57 | |
| 380 | thestoneyard | £20.00 | 13.96 % | 03.07.09 01:14 | |
| 381 | Justinuf | £10.00 | 13.97 % | 01.07.09 10:30 | |
| 382 | Buckles | £20.00 | 13.99 % | 30.06.09 22:12 | |
| 383 | EssexLoans | £10.00 | 13.99 % | 01.07.09 14:08 | |
| 384 | BaronWomble | £90.00 | 14.00 % | 30.06.09 10:07 | |
| 385 | BBBanker | £10.00 | 14.00 % | 01.07.09 02:01 | |
| 386 | RMST | £10.00 | 14.00 % | 01.07.09 08:55 | |
| 387 | gliiglii | £10.00 | 14.30 % | 01.07.09 12:38 | |
| 388 | Harmonica | £10.00 | 14.31 % | 02.07.09 17:33 | |
| 389 | Justinuf | £10.00 | 14.47 % | 01.07.09 10:32 | |
| 390 | BBBanker | £10.00 | 14.95 % | 02.07.09 15:43 | |
| 391 | Justinuf | £10.00 | 14.97 % | 01.07.09 10:30 | |
| 392 | thestoneyard | £20.00 | 14.99 % | 01.07.09 17:49 | |
| 393 | BaronWomble | £90.00 | 15.00 % | 30.06.09 10:07 | |
| 394 | cdarbyshire | £100.00 | 15.00 % | 30.06.09 12:45 | |
| 395 | zizizop | £10.00 | 15.00 % | 01.07.09 10:48 | |
| 396 | ekianthus | £20.00 | 15.00 % | 02.07.09 07:34 | |
| 397 | Roders19 | £10.00 | 15.00 % | 02.07.09 15:20 | |
| 398 | Justinuf | £10.00 | 15.47 % | 01.07.09 10:33 | |
| 399 | anodim | £10.00 | 15.97 % | 01.07.09 09:54 | |
| 400 | Justinuf | £10.00 | 15.97 % | 01.07.09 10:29 | |
| 401 | BaronWomble | £90.00 | 16.00 % | 30.06.09 10:09 | |
| 402 | zizizop | £10.00 | 16.00 % | 01.07.09 01:45 | |
| 403 | andyF1 | £10.00 | 16.00 % | 02.07.09 16:06 | |
| 404 | meic | £30.00 | 16.00 % | 02.07.09 17:50 | |
| 405 | Justinuf | £10.00 | 16.47 % | 01.07.09 10:33 | |
| 406 | Justinuf | £10.00 | 16.97 % | 01.07.09 10:29 | |
| 407 | Harmonica | £10.00 | 16.99 % | 01.07.09 17:48 | |
| 408 | BaronWomble | £90.00 | 17.00 % | 30.06.09 10:10 | |
| 409 | gar123 | £10.00 | 17.00 % | 30.06.09 14:34 | |
| 410 | Justinuf | £10.00 | 17.47 % | 01.07.09 10:34 | |
| 411 | Justinuf | £10.00 | 17.97 % | 01.07.09 10:28 | |
| 412 | FairBank | £50.00 | 17.99 % | 02.07.09 14:58 | |
| 413 | BaronWomble | £90.00 | 18.00 % | 30.06.09 10:10 | |
| 414 | Union | £20.00 | 18.00 % | 30.06.09 11:05 | |
| 415 | reb07 | £10.00 | 18.00 % | 01.07.09 11:03 | |
| 416 | FairBank | £20.00 | 18.95 % | 02.07.09 14:59 | |
| 417 | FairBank | £30.00 | 18.96 % | 02.07.09 14:24 | |
| 418 | Justinuf | £10.00 | 18.97 % | 01.07.09 10:28 | |
| 419 | FairBank | £20.00 | 18.98 % | 02.07.09 14:24 | |
| 420 | meic | £30.00 | 18.99 % | 02.07.09 13:31 | |
| 421 | BaronWomble | £90.00 | 19.00 % | 30.06.09 10:10 | |
| 422 | mzthomps | £10.00 | 19.00 % | 02.07.09 11:48 | |
| 423 | FairBank | £50.00 | 19.87 % | 02.07.09 14:23 | |
| 424 | FairBank | £30.00 | 19.88 % | 02.07.09 14:23 | |
| 425 | FairBank | £20.00 | 19.89 % | 02.07.09 14:16 | |
| 426 | slmcmullon | £10.00 | 19.90 % | 30.06.09 10:05 | |
| 427 | FairBank | £50.00 | 19.95 % | 02.07.09 14:16 | |
| 428 | FairBank | £50.00 | 19.96 % | 02.07.09 13:35 | |
| 429 | Justinuf | £10.00 | 19.97 % | 01.07.09 10:27 | |
| 430 | FairBank | £50.00 | 19.97 % | 02.07.09 13:35 | |
| 431 | Union | £10.00 | 19.98 % | 30.06.09 19:01 | |
| 432 | FairBank | £50.00 | 19.98 % | 02.07.09 13:34 | |
| 433 | reb07 | £10.00 | 19.99 % | 30.06.09 10:58 | |
| 434 | FairBank | £50.00 | 19.99 % | 01.07.09 13:33 | |
| 435 | casterd | £10.00 | 20.00 % | 30.06.09 09:39 | |
| 436 | BaronWomble | £90.00 | 20.00 % | 30.06.09 10:10 | |
| 437 | BBBanker | £10.00 | 20.00 % | 30.06.09 16:57 | |
| 438 | kenlwc | £30.00 | 20.00 % | 01.07.09 00:46 | |
| 439 | mzthomps | £10.00 | 20.00 % | 01.07.09 08:00 | |
| 440 | EssexLoans | £10.00 | 20.00 % | 01.07.09 08:57 | |
| 441 | Harmonica | £10.00 | 20.00 % | 01.07.09 11:26 | |
| 442 | FairBank | £50.00 | 20.00 % | 01.07.09 13:33 | |
| 443 | meic | £30.00 | 20.00 % | 01.07.09 13:58 | |
| 444 | ubyu | £90.00 | 20.00 % | 01.07.09 16:24 | |
Questions about this listing
Lenders are invited to ask questions to borrowers. Borrowers will be notified of
any questions and can answer if they wish. They may choose not to respond to questions
that are too intrusive though.
Question asked on:
Tuesday, 30th June 2009
Question asked by:
Harmonica
Question:
Hi RQuading,
I see that you have been a member for a couple of months.
What have you been doing at ZOPA since you joined?
Harmonica
Answer:
I lent £30. Just to see what would happen. It isn't a lot, but I've had 7 borrowers from that amount since I joined in 2006.
Question asked on:
Tuesday, 7th July 2009
Question asked by:
tmoodaley
Question:
Hi RQuading,
Are the income and expenses for one or two persons and what are your monthly Credit card repayments (if any).
MRTV
Answer:
I'm the main breakwinner. The child benefits/tax credits are sent to my wife's account but I've included them in the income above.
The credit card we have is cleared monthly. We use it for all the shopping/petrol. It's a Amex Nectar card, so we get lots of points for XMas shopping at Sainsbury's.
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