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Looking to consolidate my credit card etc, lowering how much I pay each month, the intere

Loan amount
£4,820.00
Loan length
60 months
Preferred rate
8.00%
Loan purpose
Consolidate existing debts
Progress:
100%

41 offers (7.93% avg)

Listing ends:
27.06.2009 - 8:43 PM (Ended)
Accepted

Personal profile

WHY I'M BORROWING

Looking to consolidate credit card and lowering how much I pay each month, the interest that I pay now.

ANY EXISTING ZOPA LOANS & PREVIOUS APPLICATIONS
(No previous Zopa applications

WHY I'M A SAFE PAIR OF HANDS

Although my level of debt has fluctuated over the years I have never missed a repayment or defaulted on any loans. I have always successfully repaid all borrowing in a timely and reliable fashion. I have as secure a job as you'll find in the current climate for an excellent blue chip employer.

THE STATE OF MY FINANCES
(I have approx £10k remaining on a loan from the Northern Rock at 7.7% (£237.15 per month) and £5k remaining on a car loan (254.38 per month). I have £4.5k on a credit card. Jointly with my wife I have a mortgage of around £123k on a property worth in the region of £180k.

Income/Expenses

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Lending offers

  • Offer is winning Winning
  • Offer is conditional Conditional
  • Offer has lost Lost
#LENDERAMOUNTRATEDATE
1petercke£20.006.99 %27.06.09 09:57
2isimia£10.007.00 %25.06.09 17:02
3isimia£10.007.00 %26.06.09 11:06
4slumdogjim£100.007.25 %27.06.09 00:02
5momspurse£70.007.25 %27.06.09 17:57
6GreyEagle£10.007.50 %26.06.09 17:28
7slumdogjim£100.007.50 %27.06.09 00:03
8lukewarm£50.007.50 %27.06.09 09:53
9bill2pay£100.007.50 %27.06.09 19:50
10slumdogjim£100.007.75 %27.06.09 00:04
11Sh0rel1ne£10.007.85 %26.06.09 20:02
12ian4zopa£10.007.90 %25.06.09 16:26
13cradleylad£10.007.95 %27.06.09 12:41
14willyboy£10.007.97 %26.06.09 17:52
15pawell£20.007.97 %27.06.09 15:09
16elTel£10.007.97 %27.06.09 20:37
17thestoneyard£50.007.98 %25.06.09 19:02
18Jean49£50.007.98 %26.06.09 11:33
19harry28£10.007.98 %26.06.09 13:28
20WIREBENDER£10.007.98 %27.06.09 12:16
21Sh0rel1ne£10.007.98 %27.06.09 16:52
22aceone8£20.007.98 %27.06.09 20:35
23donzopa£10.007.99 %25.06.09 16:12
24Copperbean£20.007.99 %25.06.09 16:20
25Harmonica£10.007.99 %25.06.09 16:45
26slmcmullon£10.007.99 %25.06.09 18:03
27special112£10.007.99 %25.06.09 20:04
28drivec£20.007.99 %25.06.09 22:59
29Sionnibach£10.007.99 %25.06.09 23:17
30WIREBENDER£10.007.99 %26.06.09 10:18
31harrison1£10.007.99 %26.06.09 15:32
32yorkybuzz£10.007.99 %26.06.09 17:00
33Puddlespashe£10.007.99 %26.06.09 19:45
34philackerley£10.007.99 %27.06.09 00:10
35Rabirius£100.007.99 %27.06.09 09:03
36rajram£20.007.99 %27.06.09 09:30
37yorkybuzz£10.007.99 %27.06.09 16:39
38rajram£20.007.99 %27.06.09 18:51
39zizizop£10.007.99 %27.06.09 19:26
40GreyEagle£10.007.99 %27.06.09 19:44
41thebankofed£4,820.008.00 %25.06.09 15:47
42thestoneyard£50.009.99 %25.06.09 01:52
43Sionnibach£10.0010.00 %22.06.09 21:49
44SyMpOsIuM£10.0010.00 %25.06.09 15:29
45archie118£10.0010.70 %23.06.09 13:58
46philackerley£20.0010.95 %25.06.09 13:11
47helper101£40.0011.49 %24.06.09 19:06
48cruckbeam£50.0011.90 %23.06.09 13:23
49Ozz417£10.0011.99 %23.06.09 23:55
50mmaryg£50.0011.99 %25.06.09 13:09
51vyiper192£10.0012.00 %24.06.09 07:09
52Charley101£50.0012.00 %24.06.09 20:01
53Sh0rel1ne£10.0012.50 %22.06.09 20:50
54marioneadie£10.0012.50 %24.06.09 16:18
55bancomarco£10.0012.88 %23.06.09 12:01
56ophil50£100.0013.00 %25.06.09 10:38
57LucasInv£20.0013.49 %24.06.09 19:55
58CAMELLANE£20.0013.50 %24.06.09 06:02
59ophil50£100.0013.50 %25.06.09 10:38
60Goldfinger£10.0013.99 %24.06.09 20:11
61ophil50£100.0014.00 %25.06.09 10:38
62kaikoura£100.0014.49 %25.06.09 02:23
63petercke£20.0014.50 %23.06.09 08:51
64bill2pay£100.0014.99 %23.06.09 12:40
65Supply£50.0014.99 %25.06.09 13:41
66Dogberry1234£10.0015.00 %25.06.09 12:27
67Supply£50.0015.09 %25.06.09 13:42
68cezary1111£10.0015.10 %24.06.09 23:38
69Supply£50.0015.99 %25.06.09 13:39
70marioneadie£10.0016.00 %23.06.09 15:42
71Copperbean£20.0016.00 %25.06.09 08:05
72Supply£50.0017.99 %25.06.09 13:43
73serenb001£10.0018.00 %24.06.09 11:45
74Supply£50.0018.24 %25.06.09 13:44
75trishm£30.0018.25 %23.06.09 20:51
76Supply£50.0019.89 %25.06.09 13:46
77slmcmullon£10.0019.90 %25.06.09 06:56
78hdh1948£10.0019.99 %24.06.09 09:49
79Birdsong£10.0020.00 %22.06.09 22:50
80casterd£10.0020.00 %23.06.09 13:20
81Harmonica£10.0020.00 %24.06.09 16:59
82Union£30.0020.00 %24.06.09 23:40

Questions about this listing

Lenders are invited to ask questions to borrowers. Borrowers will be notified of any questions and can answer if they wish. They may choose not to respond to questions that are too intrusive though.

Meet the borrower

Borrower ID: ilarden

Age: 30-39

Zopa member since: 18.06.09

Borrower rating

Credit score

Affordability

Stability

Everyone who wants to borrow at Zopa is identity-checked, credit-checked and risk-assessed. We work with Equifax to work out three separate scores that will help you as a lender to make an informed choice when you choose your borrowers.

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