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Please help my pay off my debts so that I can look forward

Loan amount

£3,600.00

Loan length

36 months

Preferred rate

15.00%

Loan purpose

Consolidate existing debts

Progress:

100%

101 offers (13.87% avg)

Listing ends:

12.10.2008 - 3:44 PM (Ended)

Accepted

Personal profile

WHY I'M BORROWING
I will be using the money to pay off my credit card and my overdraft and thus freeing up £300 pounds a month.

WHY I'M A SAFE PAIR OF HANDS
I belieive I am a safe pair of hands as until recently I have never had any problems with money. I have held down a full time job since leaving school over a decade ago. I have just completed a degree and will soon be entering a graduate scheme which will increase my wages. I hate being in the position of owing money and want to be able to clear the loan quickly so that I can start enjoying life again without wories.
THE STATE OF MY FINANCES
I have a regular wage and have been employed by the same company for six years. I have been late with a couple of payments with my credit card but never a mortgage or loan. My bank have recently cancelled my overdraft which is causing the problems although this is being queried as it should have only gone down by 200 not 800.

Income/Expenses

Detail level

Monthly Income

Employment / self employment

Savings and investments

Pension & annuity payouts

Benefits

Child benefits

Tax credits

Income support

Other

Monthly Expenses

Debt repayments

Car loan

Personal loan

Credit Cards

Other loan repayments

Savings and investments

Savings schemes

Mini cash ISA"s

Investments

Buying shares

Pension payments

Other savings / investments

Home

Bank account fees

Overdraft cost

Mortgage / Rent

Council Tax

Water Rates

Gas Bill

Electricity bill

Oil bill

Home phone bill

Internet bill

Mobile phone bill

Other home

Insurance

Mortgage payment insurance

Mortgage term assurance

Level term assurance

Private medical insurance

Pet insurance

Travel insurance

Gas & plumbing cover

Buildings & contents insurance

Car insurance

Other insurance

Transport and travel

Breakdown cover

Rail / Bus / Coach / Taxi

Car maintenance

Car tax

Parking

Petrol / Diesel / Gas

Other transport

Fun & frolics

DVD / Video rental

Fitness / Sports / Gym

Satelite / Cable subscription

TV licence

Other fun

Education & courses

Courses / School fees

Other

Miscellaneous

Regular charity donations

Tax & NI provisions

Haircuts

Optical bills

Other odds & sods

Eating and Drinking

Food & household shopping

Eating out

Pet food

Drinks

Cigarettes / Cigars

Work

Other

Lending offers

Winning
Conditional
Lost

#	LENDER	AMOUNT	RATE	DATE

1	stevew1	£50.00	11.70 %	12.10.08 12:14
2	OldxGandalf	£10.00	11.76 %	11.10.08 23:18
3	cloudcuckoo	£10.00	11.88 %	10.10.08 17:35
4	p2pworks	£100.00	11.98 %	12.10.08 10:38
5	gcsmith	£10.00	12.00 %	10.10.08 13:45
6	cashsolution	£10.00	12.00 %	12.10.08 09:17
7	Jutambuster	£20.00	12.50 %	11.10.08 10:35
8	apemantus	£20.00	12.50 %	12.10.08 07:48
9	stevew1	£50.00	12.70 %	12.10.08 12:13
10	Meridianin	£10.00	12.81 %	11.10.08 18:38
11	cloudcuckoo	£20.00	12.88 %	10.10.08 17:34
12	OldxGandalf	£10.00	12.93 %	11.10.08 23:17
13	WullyNully	£20.00	12.99 %	12.10.08 15:02
14	SkyRider	£10.00	13.00 %	09.10.08 16:24
15	Elp@And	£10.00	13.00 %	10.10.08 19:07
16	whitenightuk	£10.00	13.00 %	12.10.08 12:16
17	BURNSIE	£10.00	13.24 %	12.10.08 13:47
18	surefire	£100.00	13.25 %	12.10.08 11:40
19	oubliette	£20.00	13.47 %	12.10.08 14:54
20	spireite	£20.00	13.48 %	12.10.08 09:03
21	mikeandcarol	£100.00	13.49 %	11.10.08 23:13
22	BankOfBud	£10.00	13.50 %	10.10.08 10:42
23	Jutambuster	£20.00	13.50 %	11.10.08 10:35
24	surefire	£100.00	13.50 %	12.10.08 11:39
25	whitenightuk	£10.00	13.50 %	12.10.08 12:10
26	patcoll	£50.00	13.50 %	12.10.08 14:24
27	stevew1	£50.00	13.70 %	12.10.08 12:12
28	flex555	£20.00	13.70 %	12.10.08 12:31
29	jmcvs	£20.00	13.75 %	10.10.08 18:44
30	spireite	£10.00	13.75 %	11.10.08 09:22
31	surefire	£100.00	13.75 %	12.10.08 11:38
32	bobarev	£10.00	13.79 %	10.10.08 20:29
33	grownup1	£20.00	13.80 %	10.10.08 17:41
34	philipg27	£10.00	13.85 %	12.10.08 15:39
35	cloudcuckoo	£30.00	13.88 %	10.10.08 14:16
36	Tonyu	£10.00	13.89 %	12.10.08 15:38
37	evilkitten	£10.00	13.90 %	10.10.08 13:15
38	evilkitten	£10.00	13.90 %	12.10.08 13:17
39	tightlines	£10.00	13.94 %	12.10.08 12:57
40	will111222	£10.00	13.95 %	12.10.08 10:48
41	cheapermoney	£100.00	13.95 %	12.10.08 15:44
42	kikko	£50.00	13.96 %	12.10.08 08:38
43	zopalender99	£20.00	13.96 %	12.10.08 15:33
44	Swallowtail	£10.00	13.96 %	12.10.08 15:34
45	ChilliHead01	£10.00	13.97 %	11.10.08 23:32
46	fluppet	£10.00	13.97 %	12.10.08 14:20
47	JCullen	£10.00	13.97 %	12.10.08 15:21
48	jonbvn	£200.00	13.97 %	12.10.08 15:29
49	oubliette	£10.00	13.98 %	11.10.08 22:52
50	johnwrr	£200.00	13.98 %	12.10.08 11:35
51	Tonyu	£10.00	13.98 %	12.10.08 15:36
52	Buckles	£20.00	13.99 %	10.10.08 17:45
53	leeack	£10.00	13.99 %	12.10.08 09:40
54	mistochele	£100.00	13.99 %	12.10.08 10:17
55	sbeadle	£10.00	13.99 %	12.10.08 13:58
56	whitenightuk	£10.00	14.00 %	10.10.08 22:43
57	cashsolution	£20.00	14.00 %	11.10.08 06:33
58	johnwrr	£100.00	14.00 %	11.10.08 22:00
59	Karlparr	£40.00	14.00 %	12.10.08 03:24
60	johnnybott	£20.00	14.00 %	12.10.08 04:46
61	JazzyZzz	£20.00	14.00 %	12.10.08 10:24
62	novemberkind	£200.00	14.00 %	12.10.08 15:12
63	ulisseuk	£10.00	14.04 %	12.10.08 15:43
64	louandrob	£10.00	14.20 %	12.10.08 08:03
65	TingB	£10.00	14.24 %	12.10.08 15:03
66	Mr Sunshine	£10.00	14.25 %	11.10.08 07:44
67	Lanefoot	£20.00	14.25 %	12.10.08 13:25
68	Raydeate	£30.00	14.30 %	12.10.08 15:40
69	splish	£30.00	14.30 %	12.10.08 15:41
70	WullyNully	£10.00	14.30 %	12.10.08 15:43
71	philipg27	£20.00	14.35 %	12.10.08 15:38
72	kathmonika	£20.00	14.36 %	12.10.08 15:39
73	oubliette	£20.00	14.37 %	12.10.08 14:58
74	marsbar	£10.00	14.37 %	12.10.08 15:22
75	zopalender99	£10.00	14.37 %	12.10.08 15:41
76	JCullen	£10.00	14.37 %	12.10.08 15:44
77	stu151	£20.00	14.37 %	12.10.08 15:44
78	fluppet	£10.00	14.38 %	12.10.08 14:28
79	bennybank	£20.00	14.38 %	12.10.08 14:59
80	cheapermoney	£100.00	14.39 %	12.10.08 12:39
81	grownup1	£20.00	14.40 %	10.10.08 17:42
82	pomma9649	£50.00	14.40 %	12.10.08 11:58
83	EasyPeasy	£50.00	14.42 %	12.10.08 15:42
84	Swallowtail	£10.00	14.43 %	12.10.08 15:36
85	kathmonika	£20.00	14.43 %	12.10.08 15:38
86	cheapermoney	£100.00	14.43 %	12.10.08 15:43
87	JCullen	£10.00	14.44 %	12.10.08 15:12
88	Hywel	£10.00	14.44 %	12.10.08 15:32
89	zopalender99	£10.00	14.44 %	12.10.08 15:37
90	ee9938	£10.00	14.44 %	12.10.08 15:39
91	Tonyu	£10.00	14.44 %	12.10.08 15:43
92	Juniper1	£20.00	14.44 %	12.10.08 15:43
93	donallgarvin	£360.00	14.45 %	12.10.08 13:43
94	abcd12	£20.00	14.46 %	12.10.08 13:29
95	Filántropo	£50.00	14.47 %	12.10.08 04:09
96	Swallowtail	£10.00	14.47 %	12.10.08 15:44
97	p2pworks	£100.00	14.47 %	12.10.08 15:44
98	nessiefewt	£10.00	14.48 %	11.10.08 14:05
99	RedTrader	£10.00	14.48 %	12.10.08 15:18
100	kathmonika	£20.00	14.48 %	12.10.08 15:37
101	robabersoch	£200.00	14.48 %	12.10.08 15:42
102	wave rider	£50.00	14.49 %	09.10.08 16:45
103	moneybagsuk	£10.00	14.49 %	10.10.08 08:33
104	adelfas2	£50.00	14.49 %	12.10.08 01:05
105	leeack	£10.00	14.49 %	12.10.08 12:58
106	JCullen	£10.00	14.49 %	12.10.08 15:37
107	kathmonika	£20.00	14.49 %	12.10.08 15:41
108	Juniper1	£20.00	14.49 %	12.10.08 15:42
109	p2pworks	£100.00	14.49 %	12.10.08 15:42
110	Swallowtail	£10.00	14.49 %	12.10.08 15:43
111	zacjake2	£10.00	14.50 %	10.10.08 06:11
112	richie_smith	£40.00	14.50 %	10.10.08 15:52
113	Jutambuster	£20.00	14.50 %	11.10.08 10:36
114	Andy-B	£10.00	14.50 %	11.10.08 18:11
115	leeack	£10.00	14.50 %	11.10.08 23:40
116	trishm	£60.00	14.50 %	12.10.08 10:47
117	shart14	£10.00	14.50 %	12.10.08 11:00
118	whitenightuk	£10.00	14.50 %	12.10.08 12:10
119	garyjphill	£20.00	14.50 %	12.10.08 14:01
120	audiowilliam	£10.00	14.50 %	12.10.08 14:05
121	sl75	£150.00	14.50 %	12.10.08 15:39
122	Swallowtail	£10.00	14.58 %	12.10.08 15:35
123	robabersoch	£200.00	14.58 %	12.10.08 15:42
124	p2pworks	£100.00	14.59 %	12.10.08 15:30
125	Juniper1	£20.00	14.60 %	12.10.08 14:52
126	MikeyLoans	£10.00	14.60 %	12.10.08 14:57
127	p2pworks	£100.00	14.61 %	12.10.08 15:37
128	robabersoch	£200.00	14.68 %	12.10.08 15:19
129	abcd12	£10.00	14.69 %	12.10.08 14:27
130	pomma9649	£50.00	14.70 %	12.10.08 11:57
131	Kingdom	£10.00	14.70 %	12.10.08 12:21
132	ee9938	£10.00	14.70 %	12.10.08 14:45
133	sl75	£150.00	14.70 %	12.10.08 15:27
134	running bear	£180.00	14.71 %	12.10.08 11:31
135	tindrum	£10.00	14.72 %	12.10.08 09:46
136	p2pworks	£50.00	14.72 %	12.10.08 15:05
137	Longitude	£10.00	14.73 %	12.10.08 01:18
138	kikko	£50.00	14.73 %	12.10.08 08:37
139	Swallowtail	£10.00	14.73 %	12.10.08 09:54
140	twonki	£50.00	14.73 %	12.10.08 12:58
141	Wangja	£250.00	14.73 %	12.10.08 13:51
142	jonbvn	£200.00	14.74 %	12.10.08 00:57
143	spireite	£10.00	14.75 %	11.10.08 09:23
144	dhjgodin	£10.00	14.75 %	12.10.08 12:15
145	Wangja	£500.00	14.75 %	12.10.08 13:45
146	ChilliHead01	£20.00	14.78 %	11.10.08 23:59
147	BonnyVonny	£40.00	14.79 %	11.10.08 22:26
148	talesfrom	£40.00	14.80 %	09.10.08 17:38
149	WullyNully	£20.00	14.80 %	10.10.08 09:16
150	WDF	£20.00	14.80 %	11.10.08 22:15
151	sl75	£20.00	14.80 %	12.10.08 00:00
152	easteregg	£50.00	14.84 %	12.10.08 10:49
153	fluppet	£10.00	14.85 %	11.10.08 01:37
154	dp778	£10.00	14.87 %	12.10.08 07:47
155	cloudcuckoo	£40.00	14.88 %	10.10.08 14:15
156	JCullen	£20.00	14.88 %	11.10.08 22:43
157	oubliette	£20.00	14.89 %	11.10.08 22:46
158	Cameron99	£60.00	14.89 %	12.10.08 00:01
159	RedTrader	£10.00	14.89 %	12.10.08 13:17
160	cruckbeam	£100.00	14.90 %	10.10.08 21:18
161	cruckbeam	£100.00	14.90 %	11.10.08 20:11
162	cheapermoney	£100.00	14.95 %	12.10.08 00:04
163	stargazer42	£20.00	14.95 %	12.10.08 00:39
164	BURNSIE	£10.00	14.96 %	11.10.08 18:00
165	achall60	£40.00	14.97 %	09.10.08 22:18
166	hampton82000	£20.00	14.98 %	09.10.08 19:31
167	JCullen	£10.00	14.98 %	10.10.08 23:17
168	sallis65	£50.00	14.98 %	11.10.08 13:17
169	ramseyaitch	£20.00	14.98 %	11.10.08 13:21
170	slark	£20.00	14.98 %	11.10.08 22:12
171	ee9938	£10.00	14.98 %	12.10.08 00:56
172	pixie23543	£20.00	14.98 %	12.10.08 09:27
173	Swallowtail	£10.00	14.98 %	12.10.08 09:52
174	p2pworks	£200.00	14.99 %	08.10.08 20:27
175	fmayfield	£10.00	14.99 %	08.10.08 21:38
176	pixie23543	£30.00	14.99 %	09.10.08 21:36
177	Norn Iron	£20.00	14.99 %	10.10.08 14:42
178	johnwrr	£200.00	14.99 %	10.10.08 18:27
179	leeack	£10.00	14.99 %	11.10.08 23:40
180	Wangja	£1,500.00	14.99 %	11.10.08 23:50
181	loandosh	£10.00	15.00 %	07.10.08 17:56
182	cloudcuckoo	£10.00	15.00 %	08.10.08 11:17
183	stevew1	£20.00	15.00 %	08.10.08 15:46
184	melton@aol.c	£10.00	15.00 %	08.10.08 15:53
185	Wymering	£50.00	15.00 %	09.10.08 12:14
186	MrFG	£10.00	15.00 %	09.10.08 16:09
187	tims	£10.00	15.00 %	09.10.08 17:12
188	aclews	£50.00	15.00 %	10.10.08 12:52
189	HappyJ	£10.00	15.00 %	10.10.08 14:31
190	leeack	£10.00	15.00 %	10.10.08 16:19
191	apemantus	£20.00	15.00 %	10.10.08 16:34
192	cowella	£20.00	15.00 %	10.10.08 20:52
193	whitenightuk	£10.00	15.00 %	10.10.08 22:42
194	grr150	£20.00	15.00 %	11.10.08 10:18
195	johnnybott	£20.00	15.00 %	11.10.08 12:36
196	MrRed	£20.00	15.00 %	11.10.08 16:37
197	Lanefoot	£20.00	15.00 %	11.10.08 17:30
198	shart14	£10.00	15.00 %	11.10.08 22:48
199	Juniper1	£20.00	15.10 %	10.10.08 15:34
200	kikko	£50.00	15.17 %	11.10.08 19:42
201	hoover7996	£30.00	15.18 %	11.10.08 18:40
202	dp778	£10.00	15.19 %	11.10.08 14:14
203	angelgabriel	£120.00	15.20 %	11.10.08 07:40
204	pixie23543	£20.00	15.25 %	11.10.08 09:59
205	ChilliHead01	£20.00	15.39 %	11.10.08 23:31
206	sl75	£80.00	15.40 %	11.10.08 22:31
207	oubliette	£30.00	15.43 %	11.10.08 22:49
208	Swallowtail	£10.00	15.44 %	11.10.08 22:43
209	ksg	£500.00	15.45 %	11.10.08 22:08
210	blackburne	£10.00	15.49 %	11.10.08 15:37
211	MikeyLoans	£10.00	15.49 %	11.10.08 22:32
212	spireite	£10.00	15.50 %	10.10.08 17:37
213	johnwrr	£100.00	15.50 %	10.10.08 18:28
214	JimR17	£30.00	15.50 %	11.10.08 18:36
215	Teazza	£10.00	15.70 %	09.10.08 13:53
216	Goalhanger	£20.00	15.74 %	11.10.08 19:44
217	fluppet	£10.00	15.75 %	11.10.08 01:38
218	rmorgan	£10.00	15.75 %	11.10.08 15:29
219	cheapermoney	£50.00	15.76 %	11.10.08 16:12
220	kathmonika	£20.00	15.77 %	10.10.08 18:15
221	kikko	£50.00	15.77 %	11.10.08 19:41
222	adelfas2	£50.00	15.78 %	10.10.08 14:18
223	Cameron99	£60.00	15.79 %	11.10.08 16:04
224	Swallowtail	£10.00	15.79 %	11.10.08 22:24
225	sl75	£120.00	15.80 %	11.10.08 13:35
226	sl75	£170.00	15.80 %	11.10.08 22:32
227	cloudcuckoo	£50.00	15.88 %	10.10.08 14:15
228	cruckbeam	£100.00	15.90 %	11.10.08 09:37
229	louandrob	£10.00	15.94 %	11.10.08 16:45
230	Tonyu	£10.00	15.95 %	09.10.08 17:42
231	JCullen	£10.00	15.97 %	10.10.08 00:34
232	leeack	£10.00	15.99 %	10.10.08 16:20
233	cashsolution	£30.00	16.00 %	09.10.08 22:47
234	whitenightuk	£10.00	16.00 %	10.10.08 22:42
235	shart14	£10.00	16.00 %	11.10.08 09:00
236	Richard978a	£20.00	16.00 %	11.10.08 11:48
237	TingB	£10.00	16.00 %	11.10.08 12:19
238	louandrob	£10.00	16.10 %	11.10.08 16:44
239	mellishc	£10.00	16.25 %	11.10.08 11:08
240	splish	£10.00	16.40 %	11.10.08 03:53
241	mikeandcarol	£100.00	16.48 %	11.10.08 20:32
242	cheapermoney	£50.00	16.49 %	11.10.08 16:39
243	trishm	£60.00	16.50 %	09.10.08 19:16
244	Jutambuster	£20.00	16.50 %	11.10.08 10:36
245	sl75	£250.00	16.60 %	11.10.08 22:08
246	MikeyLoans	£10.00	16.70 %	11.10.08 10:01
247	spireite	£10.00	16.75 %	11.10.08 09:23
248	rmorgan	£10.00	16.75 %	11.10.08 15:30
249	RobAdamson	£10.00	16.85 %	11.10.08 17:01
250	kikko	£30.00	16.86 %	11.10.08 19:41
251	kathmonika	£20.00	16.87 %	10.10.08 18:14
252	cloudcuckoo	£60.00	16.88 %	10.10.08 14:15
253	easteregg	£10.00	16.89 %	09.10.08 22:30
254	ZMP	£50.00	16.90 %	08.10.08 10:17
255	cheapermoney	£50.00	16.92 %	11.10.08 01:28
256	careful	£10.00	16.93 %	10.10.08 19:03
257	Swallowtail	£10.00	16.93 %	11.10.08 18:17
258	hoover7996	£30.00	16.94 %	10.10.08 14:17