Young Individual in Full Time, Solid, Permanent Career Seeks Loan for Consolidation and Exams
Loan purpose
Consolidate existing debts
Listing ends:
12.02.2010 - 9:42 PM
(Ended)
Accepted
Personal profile
So why such a high preferred rate? I am a young person and some people see that as a risk. I believe you should get a good return on your money for showing faith in a young person such as myself.
WHY I'M BORROWING
As a trainee with a firm of Stockbrokers, I am having to undertake several examinations. I am currently about to begin studying for the IAQ qualification. The total cost of this for 3 modules is roughly £4400 (dependent on which module I choose for module 3). I am expected to fund 50% of this with the firm contributing the other 50%. I also have a few other odd commitments that I would like to pay off, and therefore focus on paying one loan back.
If approved, my Zopa loan will be spent on the following;
- £2200 study materials (including a 2 day revision course)
- £5000 for my existing Zopa loan
- £900 to pay off my computer (iMac)
- £500 to pay off store cards in full (Argos/Topman)
ANY EXISTING ZOPA LOANS & PREVIOUS APPLICATIONS
I have an existing loan of £5620 from Zopa - the purpose of this was for my first brand new car, which I have and love. This loan will be fully paid off if this loan is approved. Payments have always been made on time without any issues at all.
WHY I'M A SAFE PAIR OF HANDS
I am thoroughly honest and dependable. I am in a full time, permanent position as a trainee with a company that has been established since 1834. I am earning just £15000 a year as a trainee, but expect this to rapidly rise as I become more qualified.
I am extremely prompt with payments (rent, mobile phone etc) and ensure that I pay everything that needs to be paid on time, or in advance. I realise the importance of any financial committment and prioritize my monthly finances accordingly. I, in fact, keep an Excel spreadsheet to track and organise my monthly income and outgoings, which details what amounts are going out on what days. This means I ALWAYS have the funds in my bank for anything that is due to go out.
After I have paid what needs to be paid each month, I am left with more than enough spare cash to live on, so paying the loan back each month will never be an issue. Payments each month are absolutely guaranteed.
I have an eBay feedback rating of 135 if that's of any interest. (100% positive, username: gareth-hfx).
THE STATE OF MY FINANCES
My monthly costs are low because I live at home. I simply pay £140 a month to my Dad for the pleasure of living at home. If you are wondering if the situation will change by much if I move out, it shouldn't change a great deal. When I do eventually move out (not in the near future at least), I will most likely share with a partner and we would therefore share the rent between the two of us. With my current salary, I will still have enough spare cash to comfortably make the repayments for any money borrowed.
---
Please do ask away with any questions you may have, I am more than happy to answer them.
Thank you for your time,
Gareth
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| 251 | mike45 | £100.00 | 12.35 % | 12.02.10 21:28 | |
| 252 | yeoman23 | £100.00 | 12.36 % | 12.02.10 19:16 | |
| 253 | AndyJennings | £30.00 | 12.37 % | 12.02.10 18:57 | |
| 254 | pthom2 | £10.00 | 12.37 % | 12.02.10 19:22 | |
| 255 | Wrensnest | £10.00 | 12.37 % | 12.02.10 20:53 | |
| 256 | Fieldhead | £10.00 | 12.37 % | 12.02.10 20:59 | |
| 257 | Union | £10.00 | 12.37 % | 12.02.10 21:25 | |
| 258 | averygoodbar | £10.00 | 12.38 % | 12.02.10 18:32 | |
| 259 | Bencockbain | £100.00 | 12.38 % | 12.02.10 19:11 | |
| 260 | dwgc26 | £10.00 | 12.38 % | 12.02.10 20:20 | |
| 261 | Cameron99 | £50.00 | 12.38 % | 12.02.10 20:27 | |
| 262 | muckell | £10.00 | 12.38 % | 12.02.10 20:43 | |
| 263 | hankey | £20.00 | 12.38 % | 12.02.10 21:04 | |
| 264 | Union | £10.00 | 12.38 % | 12.02.10 21:24 | |
| 265 | katrina75 | £20.00 | 12.38 % | 12.02.10 21:28 | |
| 266 | BradTheAce | £20.00 | 12.38 % | 12.02.10 21:35 | |
| 267 | joeclayton | £300.00 | 12.38 % | 12.02.10 21:38 | |
| 268 | peter269 | £300.00 | 12.39 % | 12.02.10 18:25 | |
| 269 | TRIM186 | £10.00 | 12.39 % | 12.02.10 19:53 | |
| 270 | Union | £10.00 | 12.39 % | 12.02.10 21:23 | |
| 271 | Probity | £10.00 | 12.40 % | 12.02.10 18:05 | |
| 272 | andrejclot | £250.00 | 12.40 % | 12.02.10 18:17 | |
| 273 | aalvin | £10.00 | 12.40 % | 12.02.10 19:47 | |
| 274 | WIREBENDER | £10.00 | 12.41 % | 12.02.10 17:55 | |
| 275 | Dinarius | £50.00 | 12.42 % | 12.02.10 17:31 | |
| 276 | Commodo | £10.00 | 12.43 % | 12.02.10 16:48 | |
| 277 | dudleysutton | £20.00 | 12.44 % | 12.02.10 14:54 | |
| 278 | AndyJennings | £30.00 | 12.44 % | 12.02.10 18:56 | |
| 279 | Union | £10.00 | 12.44 % | 12.02.10 20:21 | |
| 280 | helper101 | £60.00 | 12.44 % | 12.02.10 20:55 | |
| 281 | katrina75 | £40.00 | 12.44 % | 12.02.10 21:26 | |
| 282 | GaT | £40.00 | 12.45 % | 12.02.10 00:19 | |
| 283 | compint | £10.00 | 12.45 % | 12.02.10 13:22 | |
| 284 | rajram | £50.00 | 12.45 % | 12.02.10 15:35 | |
| 285 | malcolmwrong | £50.00 | 12.45 % | 12.02.10 18:27 | |
| 286 | ballix | £200.00 | 12.45 % | 12.02.10 19:10 | |
| 287 | lesliet | £10.00 | 12.45 % | 12.02.10 20:10 | |
| 288 | Union | £10.00 | 12.45 % | 12.02.10 20:20 | |
| 289 | katrina75 | £40.00 | 12.45 % | 12.02.10 21:24 | |
| 290 | Cameron99 | £100.00 | 12.46 % | 12.02.10 16:09 | |
| 291 | Kiwimike | £100.00 | 12.46 % | 12.02.10 19:27 | |
| 292 | Union | £10.00 | 12.46 % | 12.02.10 20:18 | |
| 293 | Fieldhead | £10.00 | 12.47 % | 12.02.10 09:43 | |
| 294 | ansellm | £20.00 | 12.47 % | 12.02.10 12:54 | |
| 295 | blueskies148 | £50.00 | 12.47 % | 12.02.10 15:39 | |
| 296 | jhelpit | £50.00 | 12.47 % | 12.02.10 15:42 | |
| 297 | helenann | £20.00 | 12.47 % | 12.02.10 17:20 | |
| 298 | whiteunited | £20.00 | 12.47 % | 12.02.10 17:21 | |
| 299 | Turbine | £200.00 | 12.47 % | 12.02.10 17:35 | |
| 300 | Union | £10.00 | 12.47 % | 12.02.10 20:17 | |
| 301 | paagencies | £10.00 | 12.47 % | 12.02.10 20:19 | |
| 302 | ramsey48 | £10.00 | 12.48 % | 12.02.10 09:34 | |
| 303 | davidj37 | £50.00 | 12.48 % | 12.02.10 11:01 | |
| 304 | pdh999 | £200.00 | 12.48 % | 12.02.10 12:56 | |
| 305 | Union | £10.00 | 12.48 % | 12.02.10 20:16 | |
| 306 | gaius23 | £20.00 | 12.49 % | 10.02.10 20:22 | |
| 307 | ophil50 | £250.00 | 12.49 % | 11.02.10 19:06 | |
| 308 | chakra | £20.00 | 12.49 % | 11.02.10 19:55 | |
| 309 | Union | £10.00 | 12.49 % | 12.02.10 20:15 | |
| 310 | spwomble | £50.00 | 12.50 % | 09.02.10 17:44 | |
| 311 | Joalti | £30.00 | 12.50 % | 10.02.10 00:32 | |
| 312 | yorkybuzz | £10.00 | 12.50 % | 10.02.10 13:09 | |
| 313 | JPBank | £100.00 | 12.50 % | 10.02.10 23:57 | |
| 314 | Aljaripe | £300.00 | 12.50 % | 11.02.10 23:44 | |
| 315 | ds12 | £10.00 | 12.50 % | 12.02.10 16:23 | |
| 316 | sundream | £50.00 | 12.50 % | 12.02.10 16:50 | |
| 317 | scip | £10.00 | 12.50 % | 12.02.10 18:25 | |
| 318 | ZoneBank | £10.00 | 12.50 % | 12.02.10 20:19 | |
| 319 | Antiochean | £10.00 | 12.52 % | 12.02.10 13:15 | |
| 320 | Union | £10.00 | 12.58 % | 12.02.10 20:14 | |
| 321 | mistergrumpy | £50.00 | 12.59 % | 12.02.10 16:56 | |
| 322 | andy230585 | £10.00 | 12.60 % | 11.02.10 18:23 | |
| 323 | Lesikins | £30.00 | 12.65 % | 12.02.10 15:48 | |
| 324 | Mrcee | £20.00 | 12.65 % | 12.02.10 17:13 | |
| 325 | WIREBENDER | £10.00 | 12.68 % | 12.02.10 17:53 | |
| 326 | headley | £10.00 | 12.69 % | 12.02.10 16:25 | |
| 327 | Themoneyman | £10.00 | 12.69 % | 12.02.10 20:00 | |
| 328 | hankey | £30.00 | 12.70 % | 12.02.10 15:26 | |
| 329 | stanley53 | £10.00 | 12.70 % | 12.02.10 17:26 | |
| 330 | Fieldhead | £10.00 | 12.70 % | 12.02.10 18:58 | |
| 331 | Wangja | £10.00 | 12.70 % | 12.02.10 19:17 | |
| 332 | EDWINJACKSON | £180.00 | 12.71 % | 12.02.10 18:21 | |
| 333 | dtsystems | £10.00 | 12.73 % | 12.02.10 09:48 | |
| 334 | meshiey | £10.00 | 12.74 % | 12.02.10 08:58 | |
| 335 | nielscam | £10.00 | 12.74 % | 12.02.10 08:59 | |
| 336 | JamesBS | £10.00 | 12.74 % | 12.02.10 12:53 | |
| 337 | FreddieMac | £20.00 | 12.74 % | 12.02.10 18:04 | |
| 338 | malcolmwrong | £50.00 | 12.74 % | 12.02.10 18:26 | |
| 339 | Union | £10.00 | 12.74 % | 12.02.10 18:55 | |
| 340 | chloesmum | £50.00 | 12.75 % | 03.02.10 21:29 | |
| 341 | Chris4646 | £50.00 | 12.75 % | 10.02.10 18:41 | |
| 342 | Designer1 | £20.00 | 12.75 % | 11.02.10 19:55 | |
| 343 | Woodtech | £100.00 | 12.75 % | 12.02.10 06:57 | |
| 344 | langoustine | £100.00 | 12.75 % | 12.02.10 15:45 | |
| 345 | Wangja | £10.00 | 12.75 % | 12.02.10 17:08 | |
| 346 | upside | £20.00 | 12.80 % | 11.02.10 22:44 | |
| 347 | helenann | £30.00 | 12.80 % | 12.02.10 17:18 | |
| 348 | aalvin | £10.00 | 12.80 % | 12.02.10 17:32 | |
| 349 | WIREBENDER | £20.00 | 12.88 % | 12.02.10 17:49 | |
| 350 | Gricehead | £10.00 | 12.89 % | 11.02.10 21:33 | |
| 351 | special112 | £10.00 | 12.89 % | 11.02.10 23:17 | |
| 352 | cruckbeam | £50.00 | 12.90 % | 11.02.10 19:37 | |
| 353 | fleegle | £20.00 | 12.90 % | 12.02.10 14:52 | |
| 354 | stuart543 | £30.00 | 12.91 % | 12.02.10 16:59 | |
| 355 | Dinarius | £60.00 | 12.92 % | 12.02.10 17:29 | |
| 356 | rgilbride | £40.00 | 12.93 % | 12.02.10 08:05 | |
| 357 | malcolmwrong | £50.00 | 12.93 % | 12.02.10 18:25 | |
| 358 | decorouslend | £20.00 | 12.94 % | 12.02.10 16:18 | |
| 359 | Dinarius | £80.00 | 12.94 % | 12.02.10 17:30 | |
| 360 | Union | £10.00 | 12.94 % | 12.02.10 18:54 | |
| 361 | EuanK | £150.00 | 12.95 % | 12.02.10 13:09 | |
| 362 | Stravinsky | £50.00 | 12.95 % | 12.02.10 13:53 | |
| 363 | Rasputin0 | £10.00 | 12.95 % | 12.02.10 17:27 | |
| 364 | Union | £10.00 | 12.95 % | 12.02.10 18:53 | |
| 365 | suej7171 | £50.00 | 12.96 % | 12.02.10 10:34 | |
| 366 | mrpenguin | £20.00 | 12.96 % | 12.02.10 16:56 | |
| 367 | joeclayton | £500.00 | 12.96 % | 12.02.10 18:22 | |
| 368 | talesfrom | £10.00 | 12.97 % | 12.02.10 07:20 | |
| 369 | wolfbag | £10.00 | 12.97 % | 12.02.10 10:14 | |
| 370 | JamesBS | £10.00 | 12.97 % | 12.02.10 12:52 | |
| 371 | Union | £10.00 | 12.97 % | 12.02.10 18:52 | |
| 372 | rosicni | £100.00 | 12.98 % | 11.02.10 20:00 | |
| 373 | pdh999 | £200.00 | 12.98 % | 12.02.10 12:57 | |
| 374 | TRIM186 | £10.00 | 12.99 % | 06.02.10 19:19 | |
| 375 | delancepants | £10.00 | 12.99 % | 08.02.10 21:14 | |
| 376 | stanley53 | £10.00 | 12.99 % | 10.02.10 20:41 | |
| 377 | ECCORED | £20.00 | 12.99 % | 11.02.10 13:19 | |
| 378 | pleasance | £20.00 | 12.99 % | 11.02.10 15:00 | |
| 379 | dsainsbury | £30.00 | 12.99 % | 11.02.10 18:37 | |
| 380 | ballix | £100.00 | 12.99 % | 11.02.10 19:05 | |
| 381 | bsybusy0 | £10.00 | 12.99 % | 11.02.10 21:49 | |
| 382 | OldxGandalf | £20.00 | 12.99 % | 12.02.10 11:01 | |
| 383 | JamesBS | £10.00 | 12.99 % | 12.02.10 12:51 | |
| 384 | blueskies148 | £50.00 | 12.99 % | 12.02.10 15:38 | |
| 385 | jhelpit | £50.00 | 12.99 % | 12.02.10 15:43 | |
| 386 | Union | £10.00 | 12.99 % | 12.02.10 17:30 | |
| 387 | ballix | £100.00 | 12.99 % | 12.02.10 18:15 | |
| 388 | highcliff | £10.00 | 13.00 % | 03.02.10 09:52 | |
| 389 | Rathoflyn | £10.00 | 13.00 % | 05.02.10 20:58 | |
| 390 | msuett | £50.00 | 13.00 % | 11.02.10 07:22 | |
| 391 | mcquiren13 | £150.00 | 13.00 % | 11.02.10 08:17 | |
| 392 | Bencockbain | £500.00 | 13.00 % | 11.02.10 08:19 | |
| 393 | philgooch72 | £10.00 | 13.00 % | 11.02.10 20:25 | |
| 394 | exetertim | £30.00 | 13.00 % | 11.02.10 21:16 | |
| 395 | onemattyc | £200.00 | 13.00 % | 12.02.10 09:10 | |
| 396 | Rasputin0 | £10.00 | 13.00 % | 12.02.10 09:29 | |
| 397 | JamesBS | £10.00 | 13.00 % | 12.02.10 12:50 | |
| 398 | yorkybuzz | £10.00 | 13.00 % | 12.02.10 13:27 | |
| 399 | aqw5498 | £10.00 | 13.00 % | 12.02.10 14:15 | |
| 400 | ianric48 | £10.00 | 13.00 % | 12.02.10 14:42 | |
| 401 | Union | £10.00 | 13.00 % | 12.02.10 17:29 | |
| 402 | edmund273 | £50.00 | 13.00 % | 12.02.10 18:20 | |
| 403 | Rasputin0 | £10.00 | 13.05 % | 12.02.10 17:27 | |
| 404 | Alexandgreat | £20.00 | 13.07 % | 12.02.10 10:08 | |
| 405 | PARSONSMM1 | £10.00 | 13.08 % | 12.02.10 14:22 | |
| 406 | Tiger33 | £20.00 | 13.14 % | 12.02.10 14:18 | |
| 407 | VeggiePower | £30.00 | 13.15 % | 12.02.10 09:45 | |
| 408 | scip | £10.00 | 13.15 % | 12.02.10 12:53 | |
| 409 | helenann | £30.00 | 13.15 % | 12.02.10 16:56 | |
| 410 | hankey | £30.00 | 13.20 % | 12.02.10 15:01 | |
| 411 | jltkwan | £200.00 | 13.20 % | 12.02.10 16:21 | |
| 412 | edmund273 | £100.00 | 13.20 % | 12.02.10 18:17 | |
| 413 | upside | £20.00 | 13.25 % | 11.02.10 15:47 | |
| 414 | helenann | £10.00 | 13.26 % | 12.02.10 08:37 | |
| 415 | xmonkey | £20.00 | 13.30 % | 12.02.10 16:57 | |
| 416 | Terralta | £20.00 | 13.39 % | 04.02.10 10:54 | |
| 417 | ptang | £10.00 | 13.40 % | 09.02.10 09:19 | |
| 418 | travacc | £10.00 | 13.40 % | 11.02.10 21:58 | |
| 419 | alexp2000 | £50.00 | 13.40 % | 12.02.10 14:30 | |
| 420 | dwgc26 | £10.00 | 13.41 % | 12.02.10 11:32 | |
| 421 | JamesBS | £10.00 | 13.41 % | 12.02.10 12:50 | |
| 422 | meshiey | £10.00 | 13.42 % | 12.02.10 13:02 | |
| 423 | mike45 | £100.00 | 13.43 % | 12.02.10 12:31 | |
| 424 | bonvivant | £90.00 | 13.44 % | 10.02.10 16:47 | |
| 425 | Union | £10.00 | 13.44 % | 12.02.10 17:28 | |
| 426 | mcquiren13 | £40.00 | 13.44 % | 12.02.10 17:50 | |
| 427 | ophil50 | £250.00 | 13.45 % | 10.02.10 09:10 | |
| 428 | wolfbag | £10.00 | 13.47 % | 12.02.10 10:11 | |
| 429 | richtinks | £10.00 | 13.47 % | 12.02.10 14:10 | |
| 430 | upside | £20.00 | 13.48 % | 12.02.10 09:20 | |
| 431 | Violalass | £10.00 | 13.48 % | 12.02.10 10:32 | |
| 432 | Union | £10.00 | 13.48 % | 12.02.10 17:27 | |
| 433 | dwgc26 | £10.00 | 13.49 % | 11.02.10 13:27 | |
| 434 | alfie3bass | £20.00 | 13.49 % | 12.02.10 09:37 | |
| 435 | JamesBS | £10.00 | 13.49 % | 12.02.10 12:49 | |
| 436 | mcquiren13 | £40.00 | 13.49 % | 12.02.10 14:45 | |
| 437 | Themoneyman | £10.00 | 13.49 % | 12.02.10 14:57 | |
| 438 | jltkwan | £200.00 | 13.49 % | 12.02.10 16:22 | |
| 439 | Union | £10.00 | 13.49 % | 12.02.10 16:57 | |
| 440 | andrejclot | £100.00 | 13.50 % | 10.02.10 17:07 | |
| 441 | timparkinson | £20.00 | 13.50 % | 12.02.10 08:31 | |
| 442 | cw0707 | £30.00 | 13.50 % | 12.02.10 10:29 | |
| 443 | TaxDave | £20.00 | 13.50 % | 12.02.10 13:03 | |
| 444 | chriswalker9 | £20.00 | 13.50 % | 12.02.10 13:49 | |
| 445 | Rasputin0 | £20.00 | 13.50 % | 12.02.10 13:56 | |
| 446 | ksg | £2,000.00 | 13.50 % | 12.02.10 14:24 | |
| 447 | dtsystems | £10.00 | 13.69 % | 11.02.10 19:18 | |
| 448 | vanoerle | £100.00 | 13.69 % | 12.02.10 13:38 | |
| 449 | hankey | £20.00 | 13.70 % | 11.02.10 09:55 | |
| 450 | meroc | £10.00 | 13.70 % | 12.02.10 13:44 | |
| 451 | meshiey | £10.00 | 13.74 % | 12.02.10 13:02 | |
| 452 | CAMELLANE | £30.00 | 13.75 % | 09.02.10 07:37 | |
| 453 | Chris4646 | £20.00 | 13.75 % | 10.02.10 18:41 | |
| 454 | talesfrom | £10.00 | 13.76 % | 12.02.10 07:21 | |
| 455 | JamesBS | £10.00 | 13.77 % | 12.02.10 12:48 | |
| 456 | decorouslend | £10.00 | 13.78 % | 12.02.10 09:43 | |
| 457 | malcolmwrong | £50.00 | 13.78 % | 12.02.10 10:02 | |
| 458 | Cameron99 | £100.00 | 13.78 % | 12.02.10 10:07 | |
| 459 | ballix | £100.00 | 13.79 % | 11.02.10 19:04 | |
| 460 | fleegle | £10.00 | 13.80 % | 08.02.10 11:37 | |
| 461 | darrenm5610 | £160.00 | 13.80 % | 09.02.10 21:23 | |
| 462 | dudleysutton | £20.00 | 13.84 % | 12.02.10 11:59 | |
| 463 | upside | £20.00 | 13.85 % | 11.02.10 22:42 | |
| 464 | yeoman23 | £100.00 | 13.86 % | 12.02.10 12:38 | |
| 465 | wolfbag | £10.00 | 13.87 % | 12.02.10 10:11 | |
| 466 | JamesBS | £10.00 | 13.87 % | 12.02.10 12:48 | |
| 467 | WIREBENDER | £10.00 | 13.88 % | 11.02.10 23:46 | |
| 468 | Rigoletto | £100.00 | 13.88 % | 12.02.10 11:12 | |
| 469 | statyfac | £10.00 | 13.89 % | 11.02.10 10:02 | |
| 470 | EasyPeasy | £30.00 | 13.89 % | 11.02.10 22:18 | |
| 471 | platometer | £50.00 | 13.90 % | 04.02.10 21:35 | |
| 472 | sl75 | £20.00 | 13.90 % | 08.02.10 11:10 | |
| 473 | cruckbeam | £50.00 | 13.90 % | 09.02.10 18:45 | |
| 474 | westernsheik | £20.00 | 13.90 % | 11.02.10 21:01 | |
| 475 | JamesBS | £10.00 | 13.90 % | 12.02.10 12:47 | |
| 476 | mcquiren13 | £40.00 | 13.90 % | 12.02.10 14:02 | |
| 477 | bonvivant | £90.00 | 13.91 % | 10.02.10 16:43 | |
| 478 | helper101 | £50.00 | 13.91 % | 11.02.10 23:38 | |
| 479 | Turbine | £200.00 | 13.91 % | 12.02.10 10:40 | |
| 480 | robertedmond | £300.00 | 13.92 % | 08.02.10 20:48 | |
| 481 | Lesikins | £30.00 | 13.93 % | 11.02.10 18:14 | |
| 482 | cherylhyde | £10.00 | 13.93 % | 12.02.10 08:30 | |
| 483 | mistergrumpy | £50.00 | 13.94 % | 11.02.10 17:13 | |
| 484 | upside | £20.00 | 13.95 % | 11.02.10 15:46 | |
| 485 | flyingdancer | £20.00 | 13.96 % | 11.02.10 08:28 | |
| 486 | marioneadie | £10.00 | 13.97 % | 09.02.10 15:41 | |
| 487 | Mrbeanandted | £10.00 | 13.97 % | 11.02.10 22:18 | |
| 488 | malcolmwrong | £50.00 | 13.97 % | 12.02.10 10:00 | |
| 489 | JamesBS | £10.00 | 13.97 % | 12.02.10 12:46 | |
| 490 | Fudgerunner | £10.00 | 13.98 % | 08.02.10 17:48 | |
| 491 | aleeanne | £30.00 | 13.98 % | 10.02.10 22:09 | |
| 492 | wolfbag | £10.00 | 13.98 % | 11.02.10 09:46 | |
| 493 | briary | £20.00 | 13.98 % | 11.02.10 17:54 | |
| 494 | ballix | £100.00 | 13.98 % | 11.02.10 19:01 | |
| 495 | Tiger33 | £20.00 | 13.98 % | 11.02.10 23:14 | |
| 496 | CMike | £10.00 | 13.98 % | 12.02.10 05:51 | |
| 497 | RupertPeeps | £40.00 | 13.98 % | 12.02.10 11:25 | |
| 498 | JamesBS | £10.00 | 13.98 % | 12.02.10 12:45 | |
| 499 | Themoneyman | £10.00 | 13.98 % | 12.02.10 13:11 | |
| 500 | delancepants | £10.00 | 13.99 % | 08.02.10 21:14 | |
| 501 | jevans31 | £30.00 | 13.99 % | 10.02.10 18:57 | |
| 502 | Iansme | £250.00 | 13.99 % | 10.02.10 21:26 | |
| 503 | pdh999 | £110.00 | 13.99 % | 11.02.10 17:31 | |
| 504 | Boilerman | £10.00 | 13.99 % | 11.02.10 21:10 | |
| 505 | bsybusy0 | £10.00 | 13.99 % | 11.02.10 21:49 | |
| 506 | MrGrey | £10.00 | 13.99 % | 12.02.10 09:15 | |
| 507 | JamesBS | £10.00 | 13.99 % | 12.02.10 12:45 | |
| 508 | RMST | £10.00 | 14.00 % | 03.02.10 10:59 | |
| 509 | Peter73 | £30.00 | 14.00 % | 03.02.10 23:25 | |
| 510 | Lcat | £20.00 | 14.00 % | 04.02.10 13:22 | |
| 511 | christofofof | £30.00 | 14.00 % | 04.02.10 22:06 | |
| 512 | peter269 | £300.00 | 14.00 % | 07.02.10 00:10 | |
| 513 | Karlos85 | £10.00 | 14.00 % | 08.02.10 19:08 | |
| 514 | helenann | £20.00 | 14.00 % | 10.02.10 08:41 | |
| 515 | yorkybuzz | £10.00 | 14.00 % | 10.02.10 13:08 | |
| 516 | JamesBS | £10.00 | 14.00 % | 11.02.10 10:04 | |
| 517 | sentinel7 | £20.00 | 14.00 % | 11.02.10 18:38 | |
| 518 | stanley53 | £10.00 | 14.00 % | 11.02.10 18:53 | |
| 519 | jnassociates | £30.00 | 14.00 % | 11.02.10 22:11 | |
| 520 | Vispo | £10.00 | 14.00 % | 11.02.10 23:09 | |
| 521 | Rasputin0 | £20.00 | 14.00 % | 12.02.10 09:29 | |
| 522 | westernsheik | £20.00 | 14.00 % | 12.02.10 10:23 | |
| 523 | Indobank | £10.00 | 14.05 % | 11.02.10 08:41 | |
| 524 | Antiochean | £10.00 | 14.07 % | 11.02.10 13:18 | |
| 525 | Alexandgreat | £20.00 | 14.10 % | 11.02.10 10:41 | |
| 526 | meroc | £10.00 | 14.20 % | 11.02.10 22:25 | |
| 527 | PARSONSMM1 | £10.00 | 14.25 % | 03.02.10 09:23 | |
| 528 | tabrown58 | £20.00 | 14.25 % | 04.02.10 16:55 | |
| 529 | mrpenguin | £20.00 | 14.29 % | 11.02.10 13:27 | |
| 530 | CMike | £10.00 | 14.29 % | 11.02.10 23:27 | |
| 531 | ptang | £180.00 | 14.30 % | 09.02.10 09:18 | |
| 532 | fleegle | £10.00 | 14.30 % | 11.02.10 10:56 | |
| 533 | xmonkey | £20.00 | 14.35 % | 12.02.10 07:51 | |
| 534 | Themoneyman | £10.00 | 14.39 % | 12.02.10 12:02 | |
| 535 | alice23 | £10.00 | 14.40 % | 06.02.10 01:06 | |
| 536 | BradTheAce | £20.00 | 14.40 % | 12.02.10 09:31 | |
| 537 | ihalliwell | £100.00 | 14.41 % | 12.02.10 08:22 | |
| 538 | upside | £10.00 | 14.43 % | 10.02.10 22:50 | |
| 539 | Teazza | £10.00 | 14.44 % | 12.02.10 08:32 | |
| 540 | Benbow | £20.00 | 14.45 % | 12.02.10 08:07 | |
| 541 | WIREBENDER | £10.00 | 14.46 % | 11.02.10 23:44 | |
| 542 | ballix | £100.00 | 14.47 % | 11.02.10 19:03 | |
| 543 | richa123 | £10.00 | 14.48 % | 11.02.10 11:06 | |
| 544 | briary | £20.00 | 14.48 % | 11.02.10 17:52 | |
| 545 | TRIM186 | £10.00 | 14.49 % | 07.02.10 17:40 | |
| 546 | pdh999 | £200.00 | 14.49 % | 11.02.10 10:24 | |
| 547 | purplemoney | £20.00 | 14.50 % | 03.02.10 20:16 | |
| 548 | baidwan | £60.00 | 14.50 % | 07.02.10 08:10 | |
| 549 | andrejclot | £100.00 | 14.50 % | 10.02.10 17:09 | |
| 550 | Biddu | £150.00 | 14.50 % | 10.02.10 23:00 | |
| 551 | JamesBS | £10.00 | 14.50 % | 11.02.10 10:05 | |
| 552 | Stravinsky | £50.00 | 14.50 % | 11.02.10 12:55 | |
| 553 | SkipWallaby | £30.00 | 14.50 % | 11.02.10 18:52 | |
| 554 | aqw5498 | £10.00 | 14.50 % | 12.02.10 09:51 | |
| 555 | joeclayton | £500.00 | 14.58 % | 12.02.10 07:59 | |
| 556 | wendersaw | £10.00 | 14.59 % | 11.02.10 16:34 | |
| 557 | BradTheAce | £20.00 | 14.60 % | 11.02.10 22:42 | |
| 558 | meroc | £20.00 | 14.70 % | 08.02.10 15:25 | |
| 559 | Themoneyman | £10.00 | 14.72 % | 12.02.10 09:05 | |
| 560 | alex0861 | £10.00 | 14.73 % | 11.02.10 20:28 | |
| 561 | cjalexander | £10.00 | 14.74 % | 09.02.10 23:14 | |
| 562 | ballix | £100.00 | 14.74 % | 11.02.10 19:01 | |
| 563 | Rewby1 | £20.00 | 14.75 % | 03.02.10 13:42 | |
| 564 | EuanK | £150.00 | 14.75 % | 04.02.10 08:11 | |
| 565 | wolfbag | £10.00 | 14.88 % | 11.02.10 09:46 | |
| 566 | jamesbanfiel | £40.00 | 14.89 % | 09.02.10 12:19 | |
| 567 | compint | £10.00 | 14.90 % | 08.02.10 15:29 | |
| 568 | cruckbeam | £50.00 | 14.90 % | 09.02.10 18:44 | |
| 569 | MarkAnthony7 | £30.00 | 14.90 % | 10.02.10 00:57 | |
| 570 | westernsheik | £20.00 | 14.90 % | 10.02.10 20:23 | |
| 571 | JamesBS | £10.00 | 14.90 % | 11.02.10 10:06 | |
| 572 | sl75 | £80.00 | 14.90 % | 11.02.10 17:09 | |
| 573 | slmcmullon | £30.00 | 14.91 % | 11.02.10 19:29 | |
| 574 | decorouslend | £20.00 | 14.92 % | 11.02.10 13:13 | |
| 575 | Fieldhead | £10.00 | 14.93 % | 11.02.10 12:09 | |
| 576 | Cameron99 | £100.00 | 14.93 % | 11.02.10 16:59 | |
| 577 | EdmundSS | £10.00 | 14.94 % | 09.02.10 20:21 | |
| 578 | briary | £20.00 | 14.94 % | 09.02.10 21:56 | |
| 579 | bonvivant | £90.00 | 14.94 % | 10.02.10 16:44 | |
| 580 | mistergrumpy | £50.00 | 14.94 % | 11.02.10 09:46 | |
| 581 | cherylhyde | £10.00 | 14.94 % | 11.02.10 15:11 | |
| 582 | RupertPeeps | £60.00 | 14.94 % | 11.02.10 15:32 | |
| 583 | Union | £10.00 | 14.94 % | 12.02.10 00:43 | |
| 584 | xmonkey | £20.00 | 14.95 % | 04.02.10 22:25 | |
| 585 | DaveCustard | £100.00 | 14.95 % | 07.02.10 12:34 | |
| 586 | Supply | £250.00 | 14.95 % | 08.02.10 10:36 | |
| 587 | CMike | £10.00 | 14.95 % | 11.02.10 21:41 | |
| 588 | ihalliwell | £100.00 | 14.95 % | 11.02.10 21:57 | |
| 589 | pseudonym | £10.00 | 14.96 % | 06.02.10 13:35 | |
| 590 | lennon300 | £40.00 | 14.96 % | 11.02.10 12:38 | |
| 591 | joeclayton | £500.00 | 14.96 % | 11.02.10 15:22 | |
| 592 | wolfbag | £10.00 | 14.97 % | 05.02.10 09:57 | |
| 593 | JamesBS | £10.00 | 14.97 % | 11.02.10 10:06 | |
| 594 | londonswan | £30.00 | 14.98 % | 03.02.10 13:05 | |
| 595 | alexp2000 | £30.00 | 14.98 % | 04.02.10 19:53 | |
| 596 | Fudgerunner | £10.00 | 14.98 % | 08.02.10 17:48 | |
| 597 | atotori | £10.00 | 14.98 % | 10.02.10 12:38 | |
| 598 | me2u2me | £10.00 | 14.98 % | 10.02.10 16:29 | |
| 599 | Union | £10.00 | 14.98 % | 11.02.10 22:13 | |
| 600 | paagencies | £10.00 | 14.99 % | 03.02.10 10:19 | |
| 601 | billshatner | £10.00 | 14.99 % | 05.02.10 17:26 | |
| 602 | delancepants | £10.00 | 14.99 % | 08.02.10 21:14 | |
| 603 | CMike | £10.00 | 14.99 % | 10.02.10 17:32 | |
| 604 | MrGrey | £10.00 | 14.99 % | 11.02.10 08:17 | |
| 605 | Benbow | £10.00 | 14.99 % | 11.02.10 08:35 | |
| 606 | JamesBS | £10.00 | 14.99 % | 11.02.10 10:07 | |
| 607 | pdh999 | £200.00 | 14.99 % | 11.02.10 10:22 | |
| 608 | alfie3bass | £20.00 | 14.99 % | 11.02.10 13:39 | |
| 609 | troy99 | £10.00 | 14.99 % | 11.02.10 14:40 | |
| 610 | brereton | £10.00 | 15.00 % | 03.02.10 08:52 | |
| 611 | FreddieMac | £10.00 | 15.00 % | 03.02.10 13:09 | |
| 612 | liamgarrod | £20.00 | 15.00 % | 03.02.10 20:08 | |
| 613 | B MUDDLE | £10.00 | 15.00 % | 04.02.10 11:44 | |
| 614 | Violalass | £10.00 | 15.00 % | 04.02.10 12:50 | |
| 615 | Lcat | £20.00 | 15.00 % | 04.02.10 13:22 | |
| 616 | Rasputin0 | £10.00 | 15.00 % | 04.02.10 14:55 | |
| 617 | oldvic1 | £20.00 | 15.00 % | 05.02.10 17:05 | |
| 618 | stanley53 | £10.00 | 15.00 % | 05.02.10 17:22 | |
| 619 | exetertim | £30.00 | 15.00 % | 06.02.10 12:42 | |
| 620 | DaveCustard | £100.00 | 15.00 % | 07.02.10 12:34 | |
| 621 | Geomax | £30.00 | 15.00 % | 08.02.10 07:37 | |
| 622 | stengun19 | £20.00 | 15.00 % | 08.02.10 10:53 | |
| 623 | madcap | £20.00 | 15.00 % | 08.02.10 14:06 | |
| 624 | nmhurst | £20.00 | 15.00 % | 08.02.10 18:35 | |
| 625 | travacc | £10.00 | 15.00 % | 08.02.10 22:07 | |
| 626 | Woodtech | £100.00 | 15.00 % | 09.02.10 06:51 | |
| 627 | figaro88 | £10.00 | 15.00 % | 09.02.10 09:47 | |
| 628 | Boilerman | £10.00 | 15.00 % | 09.02.10 22:07 | |
| 629 | ohenderson | £10.00 | 15.00 % | 10.02.10 11:41 | |
| 630 | zeroninety | £30.00 | 15.00 % | 10.02.10 11:43 | |
| 631 | helenann | £20.00 | 15.00 % | 10.02.10 15:20 | |
| 632 | jnassociates | £30.00 | 15.00 % | 10.02.10 21:11 | |
| 633 | timparkinson | £20.00 | 15.00 % | 11.02.10 08:10 | |
| 634 | JamesBS | £10.00 | 15.00 % | 11.02.10 10:08 | |
| 635 | aqw5498 | £10.00 | 15.00 % | 11.02.10 15:25 | |
| 636 | OldxGandalf | £20.00 | 15.22 % | 10.02.10 11:54 | |
| 637 | cjalexander | £10.00 | 15.23 % | 09.02.10 23:13 | |
| 638 | briary | £20.00 | 15.24 % | 09.02.10 21:55 | |
| 639 | ballix | £100.00 | 15.24 % | 10.02.10 18:56 | |
| 640 | Tiger33 | £20.00 | 15.24 % | 10.02.10 19:42 | |
| 641 | Supply | £250.00 | 15.25 % | 08.02.10 10:36 | |
| 642 | WIREBENDER | £10.00 | 15.25 % | 09.02.10 14:32 | |
| 643 | BradTheAce | £20.00 | 15.25 % | 11.02.10 15:48 | |
| 644 | bonvivant | £90.00 | 15.49 % | 10.02.10 16:46 | |
| 645 | boushka | £10.00 | 15.50 % | 05.02.10 07:07 | |
| 646 | sl75 | £140.00 | 15.50 % | 09.02.10 14:28 | |
| 647 | JamesBS | £10.00 | 15.50 % | 11.02.10 10:08 | |
| 648 | slmcmullon | £30.00 | 15.50 % | 11.02.10 15:51 | |
| 649 | Themoneyman | £10.00 | 15.72 % | 11.02.10 16:15 | |
| 650 | Union | £10.00 | 15.73 % | 11.02.10 15:49 | |
| 651 | pthom2 | £10.00 | 15.74 % | 09.02.10 16:46 | |
| 652 | briary | £20.00 | 15.74 % | 09.02.10 21:54 | |
| 653 | ballix | £100.00 | 15.74 % | 10.02.10 18:56 | |
| 654 | Supply | £250.00 | 15.75 % | 08.02.10 10:35 | |
| 655 | Teazza | £10.00 | 15.87 % | 11.02.10 09:10 | |
| 656 | no1sim | £10.00 | 15.88 % | 11.02.10 08:24 | |
| 657 | jamesbanfiel | £50.00 | 15.89 % | 09.02.10 12:19 | |
| 658 | cruckbeam | £50.00 | 15.90 % | 09.02.10 18:46 | |
| 659 | Ares | £10.00 | 15.90 % | 11.02.10 13:50 | |
| 660 | bonvivant | £90.00 | 15.91 % | 10.02.10 16:45 | |
| 661 | JamesBS | £10.00 | 15.91 % | 11.02.10 10:09 | |
| 662 | robertedmond | £250.00 | 15.92 % | 08.02.10 20:49 | |
| 663 | lesliet | £10.00 | 15.95 % | 10.02.10 18:49 | |
| 664 | lennon300 | £40.00 | 15.96 % | 10.02.10 12:33 | |
| 665 | stuart543 | £30.00 | 15.97 % | 10.02.10 17:21 | |
| 666 | Fudgerunner | £10.00 | 15.98 % | 08.02.10 17:47 | |
| 667 | paagencies | £20.00 | 15.98 % | 10.02.10 09:49 | |
| 668 | BradTheAce | £20.00 | 15.98 % | 11.02.10 12:03 | |
| 669 | Union | £10.00 | 15.98 % | 11.02.10 14:40 | |
| 670 | delancepants | £10.00 | 15.99 % | 08.02.10 21:13 | |
| 671 | formosan | £50.00 | 15.99 % | 10.02.10 03:38 | |
| 672 | ballix | £100.00 | 15.99 % | 10.02.10 18:54 | |
| 673 | JamesBS | £10.00 | 15.99 % | 11.02.10 10:09 | |
| 674 | jltkwan | £100.00 | 15.99 % | 11.02.10 11:49 | |
| 675 | Redbush001 | £20.00 | 16.00 % | 04.02.10 22:37 | |
| 676 | wolfbag | £10.00 | 16.00 % | 05.02.10 09:56 | |
| 677 | atotori | £10.00 | 16.00 % | 05.02.10 17:32 | |
| 678 | mistergrumpy | £50.00 | 16.00 % | 05.02.10 17:49 | |
| 679 | andrejclot | £100.00 | 16.00 % | 05.02.10 20:56 | |
| 680 | DaveCustard | £100.00 | 16.00 % | 07.02.10 12:33 | |
| 681 | yorkybuzz | £10.00 | 16.00 % | 10.02.10 13:08 | |
| 682 | philgooch72 | £10.00 | 16.00 % | 10.02.10 22:17 | |
| 683 | chakra | £20.00 | 16.00 % | 10.02.10 23:14 | |
| 684 | andyF1 | £10.00 | 16.00 % | 11.02.10 09:39 | |
| 685 | JamesBS | £10.00 | 16.00 % | 11.02.10 10:10 | |
| 686 | briary | £20.00 | 16.24 % | 09.02.10 21:53 | |
| 687 | ballix | £100.00 | 16.24 % | 10.02.10 18:51 | |
| 688 | Supply | £250.00 | 16.25 % | 08.02.10 10:34 | |
| 689 | wendersaw | £20.00 | 16.45 % | 10.02.10 19:20 | |
| 690 | giloibean | £10.00 | 16.45 % | 11.02.10 09:47 | |
| 691 | unkul | £10.00 | 16.50 % | 04.02.10 15:04 | |
| 692 | cjalexander | £10.00 | 16.69 % | 09.02.10 23:12 | |
| 693 | Antiochean | £10.00 | 16.70 % | 04.02.10 10:25 | |
| 694 | Birdsong | £10.00 | 16.71 % | 03.02.10 22:39 | |
| 695 | Neil1968 | £10.00 | 16.74 % | 09.02.10 16:35 | |
| 696 | briary | £20.00 | 16.74 % | 09.02.10 21:53 | |
| 697 | ballix | £100.00 | 16.74 % | 10.02.10 18:53 | |
| 698 | Union | £10.00 | 16.74 % | 10.02.10 23:59 | |
| 699 | Supply | £250.00 | 16.75 % | 08.02.10 10:34 | |
| 700 | Union | £20.00 | 16.79 % | 10.02.10 23:58 | |
| 701 | ihalliwell | £100.00 | 16.80 % | 10.02.10 20:39 | |
| 702 | geobank | £10.00 | 16.88 % | 10.02.10 18:48 | |
| 703 | westernsheik | £20.00 | 16.90 % | 11.02.10 00:33 | |
| 704 | lendsomecash | £60.00 | 16.96 % | 10.02.10 00:26 | |
| 705 | delancepants | £10.00 | 16.99 % | 08.02.10 21:13 | |
| 706 | ballix | £20.00 | 16.99 % | 09.02.10 09:31 | |
| 707 | Union | £20.00 | 16.99 % | 10.02.10 23:57 | |
| 708 | wolfbag | £10.00 | 17.00 % | 05.02.10 09:55 | |
| 709 | atotori | £10.00 | 17.00 % | 05.02.10 17:32 | |
| 710 | charlotte071 | £10.00 | 17.00 % | 06.02.10 12:17 | |
| 711 | andyF1 | £10.00 | 17.00 % | 07.02.10 09:28 | |
| 712 | DaveCustard | £100.00 | 17.00 % | 07.02.10 12:33 | |
| 713 | msuett | £50.00 | 17.00 % | 08.02.10 14:01 | |
| 714 | briary | £20.00 | 17.24 % | 09.02.10 21:52 | |
| 715 | CMike | £10.00 | 17.25 % | 03.02.10 10:15 | |
| 716 | Supply | £250.00 | 17.25 % | 08.02.10 10:33 | |
| 717 | lucywj | £50.00 | 17.42 % | 10.02.10 11:55 | |
| 718 | Haburiboy | £100.00 | 17.50 % | 05.02.10 13:41 | |
| 719 | alfie3bass | £10.00 | 17.50 % | 10.02.10 15:48 | |
| 720 | lennon300 | £20.00 | 17.88 % | 05.02.10 13:15 | |
| 721 | westernsheik | £20.00 | 17.90 % | 10.02.10 20:23 | |
| 722 | KCSSKCSS | £50.00 | 17.91 % | 07.02.10 20:51 | |
| 723 | delancepants | £10.00 | 17.99 % | 08.02.10 21:13 | |
| 724 | Union | £10.00 | 17.99 % | 10.02.10 16:55 | |
| 725 | andyeveringh | £20.00 | 18.00 % | 03.02.10 14:43 | |
| 726 | boushka | £10.00 | 18.00 % | 05.02.10 07:07 | |
| 727 | wolfbag | £10.00 | 18.00 % | 05.02.10 09:54 | |
| 728 | serenb001 | £10.00 | 18.00 % | 05.02.10 12:53 | |
| 729 | andyF1 | £10.00 | 18.00 % | 07.02.10 09:27 | |
| 730 | DaveCustard | £100.00 | 18.00 % | 07.02.10 12:33 | |
| 731 | badger250 | £20.00 | 18.00 % | 08.02.10 09:53 | |
| 732 | Mairyhinge | £10.00 | 18.00 % | 08.02.10 17:59 | |
| 733 | Tiger33 | £20.00 | 18.00 % | 09.02.10 19:16 | |
| 734 | avinrabheru | £50.00 | 18.00 % | 10.02.10 18:36 | |
| 735 | wendersaw | £30.00 | 18.25 % | 03.02.10 21:01 | |
| 736 | trishm | £30.00 | 18.25 % | 05.02.10 15:10 | |
| 737 | talesfrom | £10.00 | 18.90 % | 07.02.10 10:47 | |
| 738 | jet1451 | £10.00 | 18.99 % | 08.02.10 09:22 | |
| 739 | delancepants | £10.00 | 18.99 % | 08.02.10 21:10 | |
| 740 | Union | £10.00 | 18.99 % | 09.02.10 11:44 | |
| 741 | pdh999 | £110.00 | 18.99 % | 10.02.10 08:26 | |
| 742 | wolfbag | £10.00 | 19.00 % | 05.02.10 09:54 | |
| 743 | andyF1 | £10.00 | 19.00 % | 07.02.10 09:27 | |
| 744 | DaveCustard | £100.00 | 19.00 % | 07.02.10 12:32 | |
| 745 | yorkybuzz | £10.00 | 19.00 % | 10.02.10 13:07 | |
| 746 | Union | £10.00 | 19.24 % | 09.02.10 11:44 | |
| 747 | EuanK | £250.00 | 19.25 % | 06.02.10 08:32 | |
| 748 | janiceb13 | £10.00 | 19.40 % | 03.02.10 17:51 | |
| 749 | Tonyu | £10.00 | 19.49 % | 03.02.10 15:26 | |
| 750 | traderGM | £10.00 | 19.50 % | 03.02.10 22:57 | |
| 751 | JLC1 | £20.00 | 19.80 % | 03.02.10 23:03 | |
| 752 | whetstone47 | £30.00 | 19.80 % | 08.02.10 16:20 | |
| 753 | genesis08 | £10.00 | 19.88 % | 09.02.10 22:48 | |
| 754 | Union | £10.00 | 19.89 % | 09.02.10 11:43 | |
| 755 | johnneville | £50.00 | 19.90 % | 03.02.10 13:54 | |
| 756 | Lurkster | £10.00 | 19.90 % | 05.02.10 19:08 | |
| 757 | Flexopa | £10.00 | 19.92 % | 06.02.10 14:07 | |
| 758 | richa123 | £10.00 | 19.95 % | 03.02.10 16:57 | |
| 759 | TJWhale | £20.00 | 19.95 % | 08.02.10 16:55 | |
| 760 | lesliet | £10.00 | 19.95 % | 09.02.10 16:39 | |
| 761 | confusedjock | £10.00 | 19.95 % | 09.02.10 20:59 | |
| 762 | jet1451 | £10.00 | 19.96 % | 04.02.10 13:23 | |
| 763 | Teazza | £10.00 | 19.97 % | 10.02.10 09:49 | |
| 764 | wolfbag | £20.00 | 19.98 % | 03.02.10 11:29 | |
| 765 | CMike | £10.00 | 19.99 % | 03.02.10 10:14 | |
| 766 | Union | £10.00 | 19.99 % | 08.02.10 11:55 | |
| 767 | delancepants | £10.00 | 19.99 % | 08.02.10 21:10 | |
| 768 | pdh999 | £200.00 | 19.99 % | 10.02.10 08:26 | |
| 769 | Union | £10.00 | 19.99 % | 10.02.10 12:14 | |
| 770 | hankey | £20.00 | 20.00 % | 02.02.10 23:16 | |
| 771 | andrejclot | £100.00 | 20.00 % | 03.02.10 08:32 | |
| 772 | TandandNik | £20.00 | 20.00 % | 03.02.10 08:44 | |
| 773 | BaronWomble | £90.00 | 20.00 % | 03.02.10 10:03 | |
| 774 | CMike | £10.00 | 20.00 % | 03.02.10 10:14 | |
| 775 | civpol12780 | £10.00 | 20.00 % | 03.02.10 11:51 | |
| 776 | Alexandgreat | £10.00 | 20.00 % | 03.02.10 12:05 | |
| 777 | FreddieMac | £20.00 | 20.00 % | 03.02.10 13:08 | |
| 778 | Xanadu5 | £10.00 | 20.00 % | 03.02.10 13:41 | |
| 779 | stanley53 | £10.00 | 20.00 % | 03.02.10 18:16 | |
| 780 | MarkAnthony7 | £10.00 | 20.00 % | 03.02.10 18:32 | |
| 781 | JamesBS | £100.00 | 20.00 % | 04.02.10 11:46 | |
| 782 | klinsmannj18 | £10.00 | 20.00 % | 06.02.10 16:45 | |
| 783 | andyF1 | £10.00 | 20.00 % | 07.02.10 09:27 | |
| 784 | DaveCustard | £100.00 | 20.00 % | 07.02.10 12:32 | |
| 785 | stuart543 | £20.00 | 20.00 % | 07.02.10 13:35 | |
| 786 | Union | £20.00 | 20.00 % | 08.02.10 11:51 | |
| 787 | Union | £20.00 | 20.00 % | 08.02.10 11:53 | |
| 788 | avinrabheru | £50.00 | 20.00 % | 08.02.10 15:06 | |
| 789 | ksg | £1,000.00 | 20.00 % | 09.02.10 08:52 | |
| 790 | Union | £10.00 | 20.00 % | 09.02.10 11:42 | |
| 791 | helios88 | £50.00 | 20.00 % | 09.02.10 12:29 | |
Questions about this listing
Lenders are invited to ask questions to borrowers. Borrowers will be notified of
any questions and can answer if they wish. They may choose not to respond to questions
that are too intrusive though.
Question asked on:
Tuesday, 2nd February 2010
Question asked by:
CMike
Question:
Hello Gareth,
just out of interest as your preferred interest is the top, why such a long time for your listing?
Answer:
Hello CMike,
Thanks for the question. I haven't spent much time monitoring other Zopa listings so I'm not familiar with how quickly such an amount as £9000 would be met by the lenders of the community.
I wanted to give myself every chance of obtaining the full £9000 I have requested, hence why I have chosen the highest possible rate and longest listing length.
As well as this, I am not urgently seeking the funds - my exam study does not begin until early April, so a 10 day listing will not be any less beneficial to me than a shorter listing.
Who knows...if I achieve the full amount sooner I could even end up with a lower rate!
Thanks again, please let me know if you'd like me to answer anything else.
Question asked on:
Tuesday, 2nd February 2010
Question asked by:
hankey
Question:
Hi,As a trainee with a firm of Stockbrokers what are you training to be.
Which firm of stockbrokers are you training for.
How long have you been employed by them.
Answer:
Hi Hankey,
I am currently working in the back office as a Dividends Assistant whilst studying to eventually make the transition into front office (become a stockbroker). The firm is EFG Harris Allday, who are owned by EFG Private Bank.
I have been with the firm, and on the trainee programme 6 months.
Thanks for the question.
Question asked on:
Tuesday, 2nd February 2010
Question asked by:
CMike
Question:
Hello Gareth,
that sounds sensible.
I don't mean to be personal, but how old are you?
Just to give you an inclination to why I ask that, you sound very young, very confident, and maybe a bit privileged in your attitude.
I wonder how much life experience you have.
I wish you all success with your application and I will follow it till the very end.
Answer:
Hi CMike,
I'm 20 years old. I finished my A-Levels 2 years ago and declined 5 University offers as I decided I wanted to get my foot on a career ladder and learn whilst I earn and better myself.
If there's anything else, please don't hesitate to ask - and thank you for standing by my listing.
Question asked on:
Wednesday, 3rd February 2010
Question asked by:
Xanadu5
Question:
Hi Gareth
Welcome back- I am one of your original lenders and thank you for your perfect repayment record.
Just a thought on your behalf- you might be better off keeping your original loan and borowing less this time. Lower amounts and shorter times get better rates from lenders, who perceive them as less risky. You got a good rate last time and I would guess that you might not do as well again. You can have two loans as long as you don't exeed the £15k limit.
Good luck anyway.
Xanadu5
Answer:
Hi Xanadu5,
A perfect repayment record goes without saying. Thank you to yourself for investing in me previously.
Also, thanks for the advice, I will certainly keep it in mind and make a decision considering the final rate at the outcome of this listing.
At the moment I believe I will probably accept this loan (providing it becomes fully funded), as I would prefer to owe one amount that goes out once a month rather than multiple payments.
Either way, I will fully think out all aspects before committing to the loan and establish what makes the most financial sense.
Thanks again,
Gareth
Question asked on:
Wednesday, 3rd February 2010
Question asked by:
sh3724
Question:
Hello,
Would you mind telling us how much you have in savings? Just to gauge how long you could go on paying for the loan should something unexpected happen.
Also, do you have any arrangements with family to assist you in difficult circumstances?
Many Thanks.
Answer:
Hello,
Thanks for the question.
As things stand I have £900 in a Halifax savings account (this is accessible but I am very reluctant to go into it unless for an emergency). I also have £450 worth of shares in EFG International (which grows buy £75/month).
If the worst ever did happen - i.e. I was made redundant, used up my savings and still hadn't found another job (this sequence of events occuring is hugely unlikely), then my Dad would certainly help me, if not my partner could make up the repayments (she is a Radiographer with the NHS earning £55k/year).
Thanks
Gareth
Question asked on:
Thursday, 4th February 2010
Question asked by:
xmonkey
Question:
Hi Gareth, I notice under Home you list £12.50 for bank a/c fees. I didn't see any mention of an overdraft etc so can I take it that this is just to run a normal account? Is it not possible for you to find an a/c that is fee free? Over a yr the saving made would buy something decent at Topman :)
Good luck with the listing
Answer:
Hi xmonkey,
I have a Halifax Ultimate Reward account which costs £12.50/month and actually saves me money by having it. The account includes:
- Worldwide multi-trip travel insurance
- RAC car breakdown cover
- Mobile phone insurance
- Home Emergency cover
...as well as a few other perks for the £12.50/month. Previous to having this account I was paying £120/year for breakdown cover alone (from Swinton).
Many thanks for the advice and the well wishing for the listing...I can also appreciate Topman related ideas ;)
Gareth
Question asked on:
Saturday, 6th February 2010
Question asked by:
stuart543
Question:
Hi Gareth,
I remember your previous listing and in your proposal your income was shown as £1300/month whereas now you it is £1022. I presume you've changed jobs in the meantime and taken a lower salary in return for better prospects? Could you please clarify.
Thanks
Answer:
Hi Stuart,
You are correct, I was previously a team leader of an Audit team at Virgin Media - and earning more than I am now. However that was all I was ever going to be at that company (there didn't seem a clear path to better myself and progress within the firm).
I had to decide on a long term career which would enable me to become more skilled and progress. I've always been ambitious and wanted to see what I could do.
I decided to aim to become a Stockbroker. This meant taking a lower salary in order to train, but will no doubt result in much better long term career progression and financial rewards.
Thanks,
Gareth
Question asked on:
Sunday, 7th February 2010
Question asked by:
elisabethC
Question:
Hello Gareth,
Can you clarify the car purchased with the existing Zopa loan?
What did you pay and did you buy new?
Good luck,
elisabethC
Answer:
Hi elisabethC,
I bought a brand new Hyundai i20 Comfort with my previous Zopa loan, the total price paid was £9200, with £4000 on finance with Hyundai. This car has a 5 year warranty.
My Dad decided to sell his own car recently, and keep one car between he and I. The way this works is that he uses the car in the week for work (I get the train into town), and I have the car evenings and weekends. My Dad's wife also has a car, so having 3 cars for the 3 of us wasn't really justified.
With the proceeds from the sale of his own car, my new car was paid off. I do not have to pay my Dad back but when the car is eventually sold the proceeds will be split between me and my Dad (slightly in my favour as I paid a little more).
This is why I don't have any monthly expense for the car repayment, I've been quite fortunate actually.
Thanks for the well wishing and please let me know if there's anything else you'd like answering.
Gareth
Question asked on:
Wednesday, 10th February 2010
Question asked by:
zeroninety
Question:
Hi Gareth,
Best wishes for your studies!
Can you give any further information on your firm's training policy. If the IAQ is a core part of the training for the job you do, shouldn't your employer be funding this themsleves? (I did the IAQ myself many years ago)
Also, if your aim is to become a stockbroker, won't you also at some point need to take the CISI Certificate and possibly CFA as well? Costs for those courses are likely to run in excess of £10,000 so, assuming IAQ is a success, won't you need another loan in a 12-18 months or so to continue funding these courses?
Any detail you can give in this regard would be much appreciated.
Zeroninety
Answer:
Hi Zeroninety,
Nice to hear from someone who has been through the IAQ! The IAQ is not actually mandatory for a stockbroker, but is recommended by my employer in order to fully understand the role. The IAQ is tailored around the back office operations, but will still benefit me to fully understand the role of a client relationship officer.
I have received a contract of the firms policy when it comes to training. This states that anyone who has been with the company for less than 2 years has to fund 50% of any qualifications they take.
Once the 2 year mark has passed (and they've essentially established that I am committed to the company) the company will pay for any further qualifications I take. The only stipulation being that if I leave the firm within 12 months of completing any exam, then I have to pay the firm back for that exam.
The policy is quite complex so I hope I have explained it suitably. Please let me know if you'd like anything clarifying further.
Garet
Question asked on:
Thursday, 11th February 2010
Question asked by:
mach1004
Question:
Hi Gareth
Can you confirm the interest rate you are currently paying on the Zopa car loan?
Your listing is very comprehensive and I am definitely interested in helping you out.
Thanks
Answer:
Hi mach1004,
The rate on the current Zopa car loan is a decent 11.7%. I'd be very grateful of any input you had on this listing.
Thanks,
Gareth
Question asked on:
Friday, 12th February 2010
Question asked by:
Turbine
Question:
Hi Gareth
I also subscribed to you application last February and thank you for your prompt payments. Your are obviously going to get a rate considerably lower than 20%. Will you then be able to pay the debt off earlier?
Turbine
Answer:
Hi Turbine,
The way the rate is dropping is really fantastic and a tribute to the lenders of Zopa.
At such a low rate as compared to what I was expecting, rather than pay the entire loan off earlier, I will be looking to make extra payments every few months.
Thanks,
Gareth
Question asked on:
Friday, 12th February 2010
Question asked by:
xmonkey
Question:
Congratulations Gareth, I'm sure you'll be pleased with the final rate and will be telling everyone how wonderful Zopa is for borrowers and lenders alike :)
Answer:
Absolutely! Thank you to everyone who contributed, I have just accepted the loan and am very impressed with the final rate.
Thanks again!
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