Why put yourself through all the
hassle of getting a bank loan
when you can get a Zopa loan
today!

  • • Take advantage of fixed low rates
  • • Repay early at no extra cost
  • • Get a quote now:
See the rates

I really like the principal of missing out the bank

"The money from my loan is being used to install a new kitchen in my house. I am applying through Zopa as I really like the principal of missing out the bank."

I like the fact that I am borrowing from real people

"Thank you so much for my loan with Zopa. I'm so glad to have found a company like yours. I plan to use this money to consolidate my current debts and pay them off at a lower interest rate which would therefore be saving me money and time. This is what really made Zopa so appealing to me! I also really like the fact that I am borrowing from real people, not a cold banking system. After paying off my loan, it is my plan is start saving money and lending it to help others, and at the same time I can start seeing a return from my investment."

Zopa in the news

  • BBC News:
    "It cuts out the banks and middlemen."
  • Channel 4:
    "A new way to save and borrow."
  • What Investment:
    *****
    Product of the Month

Zopa seems a fantastic idea

"Thank you lenders! I took out a loan to help out my father a couple of years ago and recently had some time free to hunt down a better rate of interest. Zopa seems a fantastic idea and I would much rather use this more reasonably priced facility than continue to make the banks richer! Again, thank you all!"

Right now you can pay just
7.6% APR as a typical fixed
rate based on borrowing
£5,000 over 3 years as an
A* credit rated borrower.

  • The interest rate you pay on your car loan is set by our lenders, not by us and is based on your creditworthiness.
  • You borrow from and pay interest to real people and not a faceless corporation with many other interests.
    Meet some Zopa lenders
  • Borrowing at Zopa is a fairer and more human way of getting a low-cost car loan.
    How it works

How much can I borrow?

Zopa is a marketplace where people can lend anything from £10 to upwards of £25,000 - and our lenders come from all walks of life.

You could end up borrowing from pensioners, students, young professionals, entrepreneurs or even fellow Zopa borrowers - because some of our lenders are borrowers, and some of our borrowers are lenders.

Can I repay my loan early?

Yes, you can repay your loan early at no extra cost.

It's easy

If trying to get a bank loan in the UK fills you with dread, don't worry, with Zopa there's an easier way to get a loan. Your loan will be provided by Zopa lenders who won't swamp you with paperwork or ask you endless questions. From a simple personal credit rating, you can be offered a loan at a fixed, low rate with the minimum of fuss. So whether you're after a personal bank loan, cheap bank loan - or even the cheapest bank loan - why not make life a lot simpler and get a Zopa quote today.

Get a loan quote now