Borrow from Zopa lenders

  • • Low, low rates
  • • Repay early at no
      extra cost

Low, low rates

9.1%

Typical fixed rate based on borrowing £5,000 over 3 years in the A* market

Rates on Zopa loans are set by our lenders, not by us. See what these friendly folk are offering compared to other loan providers.

Compare our rates

No banks

We are lenders

Rather than making the fat cats fatter, you borrow from and pay interest to Zopa lenders.

Meet some lenders

It's fair

  • Repay your loan early at
    no extra cost
  • A rate based on your
    creditworthiness

Borrowing at Zopa is a fairer and more human way of getting a low-cost loan.

See how it works