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Check our rates
Borrow from real people and get a great rate
• Low, low rates
• Credit file friendly search
• No early repayment fees
Why get a Zopa loan?
• Get a great rate
• Fair and transparent terms
• Great customer service
Our rates are some of the cheapest around. And the great things is, you can check right now by getting a free personal quote. This won't leave a mark on your credit file, and our Zopa fee is included in all quotes and only charged upon approval.
Still wondering why?
Because people are better than banks!
How does it work?
• Lenders offer money
• Zopa does the matchmaking in between
• You get a great rate
If all you want is a loan at a great rate, skip this bit and get a quick quote now. Otherwise, read on.
Our lenders are people like you who want to earn a better return on their savings by lending it to creditworthy borrowers. And because Zopa does all the hard work in between and cuts out the banks, both sides get a better rate.