Low, low rates

Borrowers at Zopa get loans at great rates

The table below shows the cost of a £5,000 loan over 3 years at Zopa compared to other loan providers.

Provider product rate
Zopa Zopa A* personal loan 8.5%
Alliance & Leicester Alliance & Leicester
personal loan
8.8%
Smile Smile loan 12.9%
First Direct First Direct loan 11.9%
Abbey Post Office personal loan 9.9%

Rates are APR typical. There are no additional charges on a Zopa loan, though there may be from other loan providers. Source: Zopa (midnight each day) and moneysupermarket.com (9am on 15/07/2010)

What's this about?

The rate in the table above is based on a loan available to A* borrowers. By cutting out the banks and dealing direct with Zopa lenders, all borrowers at Zopa get great rates - but the exact rate you'll be offered depends on your creditworthiness.

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