Help Guide

Why not download our help guide to find out more about borrowing at Zopa.

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There are so many ways you can get in touch with us, whether you want to give us a call, send us a tweet or write a letter, we'd love to hear from you.

Zopa quotes

The Sunday Telegraph

"The benefits for borrowers are that interest rates can be lower than those charged by traditional lenders and that there are no early repayment penalties. This has made Zopa particularly attractive to the self-employed and others who, because they have fluctuating earnings, may find it difficult to borrow from the banks and may also wish to repay loans early."

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Low, low rates

Borrowers at Zopa get loans at great rates

The table below shows the cost of a £5,000 loan over 3 years at Zopa compared to other loan providers.

Provider	product	rate
	Zopa A* personal loan	8.5%
	Alliance & Leicester personal loan	8.8%
	Smile loan	12.9%
	First Direct loan	11.9%
	Post Office personal loan	9.9%

Rates are APR typical. There are no additional charges on a Zopa loan, though there may be from other loan providers. Source: Zopa (midnight each day) and moneysupermarket.com (9am on 15/07/2010)

What's this about?

The rate in the table above is based on a loan available to A* borrowers. By cutting out the banks and dealing direct with Zopa lenders, all borrowers at Zopa get great rates - but the exact rate you'll be offered depends on your creditworthiness.

For more information, see our help section

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