Help Guide
Why not download our help guide to find out more about borrowing at Zopa.
Got a question?
There are so many ways you can get in touch with us, whether you want to give us a call, send us a tweet or write a letter, we'd love to hear from you.
Awards we've won
The UK public recently voted Zopa the 'Most Trusted Personal Loan Provider and 'Best Personal Loan Provider for Service' in the 2010 Moneywise Customer Service Awards.
How borrowing works
Borrowing from Zopa lenders is a fair and human way of getting a low-cost loan - and applying is a straightforward, paperless process.
Check today's rates
Use the loan calculator to see what rates are available today. If you like the look of them then apply right away.
Apply for your loan
You tell us your details and we get your credit score. We look at your creditworthiness to work out whether Zopa's for you, and if so which market suits you best. There are five different markets: A*, A, B , C and Young (for borrowers aged 20-25).
The loan is reserved for you
We reserve your loan and do a few last checks before giving you a final decision. If it's a thumbs-up, the money could be in your bank account within a few days.
Next... Check out our great rates