Who can get a
loan at Zopa
Zopa lenders need to be sure their
money is going to nice,
creditworthy people they can trust
And that's why we make sure that everyone that takes out a loan from Zopa lenders is an honest and reliable individual – you know, the sort of person you'd happily leave your bag with while you went to the bathroom.
All Zopa borrowers have...
- an identity we can confirm
- a credit history we can see
- an income that makes their loan affordable
- a good track record of repaying debt (although some of our young borrowers may not have had much debt to repay)
And they don't have...
- lots of maxed-out credit cards
- very high levels of unsecured debts
- a poor debt history
- CCJs against them
Next... Safe and simple