Who'd be lending
to you
By borrowing at Zopa you get to
sidestep the banks and deal with
Zopa lenders instead.
Zopa is a marketplace where people can lend anything from £10 to upwards of £25,000 – and our lenders come from all walks of life.
You could end up borrowing from pensioners, students, young professionals, entrepreneurs or even fellow Zopa borrowers – because some of our lenders are borrowers, and some of our borrowers are lenders.
You could also end up borrowing from some of the businesses who lend on the Zopa marketplace.
We encourage anyone interested in lending to apply to join Zopa – because the more lenders there are, the better it is for borrowers. But we're careful not to let just anyone near our borrowers. Businesses wishing to lend need to share our values and principles – which is great news for all the mutual organisations, small companies and credit unions out there.
While we want our borrowers to get the best possible rates, it's important that they're happy to deal with any and every Zopa lender.
Next... Who we let borrow