For a car loan quote
contact Zopa today!

  • • Take advantage of fixed low rates
  • • Repay early at no extra cost
  • • Get a quote now:
See the rates

Zopa had the best quotes

"Our car was involved in a crash and then written off by our insurance company. We had the majority of money stashed away and a cheque from the insurance company, but we set our hearts on a sports car. We decided to go for it before we have kids - we'll have to trade it in for something more sensible once we have children, so are enjoying it while we can. Zopa had the best quotes, so we decided to go with you! We're getting married this year and thought it would be perfect to have my fiance arrive at the church in the new car. Thank you!"

Time for some luxury and a sporty little number

"I want to purchase a new car and for the first time I am buying the new car that I really want, a car with a bit more luxury, rather than the usual utility cars I have bought over the last few years. I am at the time of life when I can afford to make such a purchase and comfortably afford the repayments over a three year period. I've done my research, looking on lots of comparison websites and Zopa came back with the most competitive quotes for the period I am looking to borrow for. I've decided to buy a Vauxhall Astra sports 1.8."

Zopa in the news

  • BBC News:
    "It cuts out the banks and middlemen."
  • Channel 4:
    "A new way to save and borrow."
  • What Investment:
    *****
    Product of the Month

Right now you can pay just
7.3% APR as a typical fixed
rate based on borrowing
£5,000 over 3 years as an
A* credit rated borrower.

  • The interest rate you pay on your car loan is set by our lenders, not by us and is based on your creditworthiness.
  • You borrow from and pay interest to real people and not a faceless corporation with many other interests.
    Meet some Zopa lenders
  • Borrowing at Zopa is a fairer and more human way of getting a low-cost car loan.
    How it works

How much can I borrow?

Zopa is a marketplace where people can lend anything from £10 to upwards of £25,000 - and our lenders come from all walks of life.

You could end up borrowing from pensioners, students, young professionals, entrepreneurs or even fellow Zopa borrowers - because some of our lenders are borrowers, and some of our borrowers are lenders.

Can I repay my loan early?

Yes, you can repay your loan early at no extra cost.

It's easy

Get a cheap car loan today from Zopa lenders. They're people here in the UK just like you, which is why they'll ensure your car loan quote is not only fair, but the cheapest car loan Zopa can offer. So if you're looking for a cheap car loan, you can avoid all the hassle of going through the banks and still be confident of getting the best car loan. And don't forget, if you trade in your car early, there are no penalties with Zopa for early repayment. Get your cheap car loan quote from Zopa now!

Get a car loan quote now