Get your life into top gear with a
motor loan from Zopa lenders!

  • • Take advantage of fixed low rates
  • • Repay early at no extra cost
  • • Get a quote now:
See the rates

Zopa car loan facts

  • Zopa borrowers got the most loans for cars in January, March and April.
  • Men are getting the most loans for a motor bike in April, May and June. Perhaps they've been inspired by the Isle of Man TT races.
  • Women using Zopa prefer to get further into summer before buying their motor bike; they got their loans in May, July and August.
  • So, how old are these easy riders? Wonder no more! Women got the most motor bike loans aged between 40-49. Men started motoring just a little earlier at 30-39.
  • Men and women buy the most caravans aged between 40-49, nearly 70% being married when they buy them. Could they be the caravans of love?

Zopa in the news

  • BBC News:
    "It cuts out the banks and middlemen."
  • Channel 4:
    "A new way to save and borrow."
  • What Investment:
    *****
    Product of the Month
"Thank you to all my lenders for the loan. I'm using it to buy a caravan for my family. Having spent the last 22 years sleeping in tents with hard bumpy floors on holiday, we need proper beds to sleep in. This loan is helping us get some luxury when we go away!"

Right now you can pay just
7.3% APR as a typical fixed
rate based on borrowing
£5,000 over 3 years as an
A* credit rated borrower.

  • The interest rate you pay on your car loan is set by our lenders, not by us and is based on your creditworthiness.
  • You borrow from and pay interest to real people and not a faceless corporation with many other interests.
    Meet some Zopa lenders
  • Borrowing at Zopa is a fairer and more human way of getting a low-cost car loan.
    How it works

How much can I borrow?

Zopa is a marketplace where people can lend anything from £10 to upwards of £25,000 - and our lenders come from all walks of life.

You could end up borrowing from pensioners, students, young professionals, entrepreneurs or even fellow Zopa borrowers - because some of our lenders are borrowers, and some of our borrowers are lenders.

Can I repay my loan early?

Yes, you can repay your loan early at no extra cost.

It's easy

Get a cheap car loan today from Zopa lenders. They're people here in the UK just like you, which is why they'll ensure your car loan quote is not only fair, but the cheapest car loan Zopa can offer. So if you're looking for a cheap car loan, you can avoid all the hassle of going through the banks and still be confident of getting the best car loan. And don't forget, if you trade in your car early, there are no penalties with Zopa for early repayment. Get your cheap car loan quote from Zopa now!

Get a car loan quote now