For a cheap car loan
contact Zopa today!

  • • Take advantage of fixed low rates
  • • Repay early at no extra cost
  • • Get a quote now:
See the rates

Cheapest loan I could find

"I used my loan money to upgrade my car. Zopa were the cheapest loan I could find when searching online. I am very impressed with the rate!"

Much cheaper rate

"I took out a car loan with another lender a few years ago but the rates are now double the amount they started at, so I want to clear the remainder of the loan at a much cheaper rate! My loan with Zopa is letting me free up some extra cash each month, which is always a good thing!"

Zopa in the news

  • BBC News:
    "It cuts out the banks and middlemen."
  • Channel 4:
    "A new way to save and borrow."
  • What Investment:
    *****
    Product of the Month


Motley Fool

"Everyone's a winner with Zopa, the ebay for money, except banks and their shareholders of course!"

Right now you can pay just
7.3% APR as a typical fixed
rate based on borrowing
£5,000 over 3 years as an
A* credit rated borrower.

  • The interest rate you pay on your car loan is set by our lenders, not by us and is based on your creditworthiness.
  • You borrow from and pay interest to real people and not a faceless corporation with many other interests.
    Meet some Zopa lenders
  • Borrowing at Zopa is a fairer and more human way of getting a low-cost car loan.
    How it works

How much can I borrow?

Zopa is a marketplace where people can lend anything from £10 to upwards of £25,000 - and our lenders come from all walks of life.

You could end up borrowing from pensioners, students, young professionals, entrepreneurs or even fellow Zopa borrowers - because some of our lenders are borrowers, and some of our borrowers are lenders.

Can I repay my loan early?

Yes, you can repay your loan early at no extra cost.

It's easy

Get a cheap car loan today from Zopa lenders. They're people here in the UK just like you, which is why they'll ensure your car loan quote is not only fair, but the cheapest car loan Zopa can offer. So if you're looking for a cheap car loan, you can avoid all the hassle of going through the banks and still be confident of getting the best car loan. And don't forget, if you trade in your car early, there are no penalties with Zopa for early repayment. Get your cheap car loan quote from Zopa now!

Get a car loan quote now