For a cheap car loan
contact Zopa today!

  • • Take advantage of fixed low rates
  • • Repay early at no extra cost
  • • Get a quote now:
See the rates

Best rates and interesting concept at Zopa

"My partner's cheap car blew up on the motorway, so we've been caught short as she needs a replacement ASAP! I came to Zopa as it looks like a really interesting concept and you had the best rates I could find."

I like the idea of borrowing from people like me

"At the ripe old age of 47, I've just passed my driving test! I needed a loan to help purchase my first car and decided to use Zopa. I like the idea of borrowing from people like me, rather than the banks. I was able to get my loan quickly and am now enjoying my new car. Many thanks to my lenders."

Zopa in the news

  • BBC News:
    "It cuts out the banks and middlemen."
  • Channel 4:
    "A new way to save and borrow."
  • What Investment:
    *****
    Product of the Month


Best Practice Magazine

"As an enterprising accountant looking at new borrowing or investment alternatives for clients, consider peer-to-peer lending. In the UK, one company in particular is bringing the concept of micro lending to the masses via its website, www.zopa.com, bypassing traditional banks and providing a new asset class for retail investors."

Zopa had the cheapest deals

"The loan will be used towards paying for a sports car for a bit of fun in life, I shopped around and Zopa had the cheapest deals, so now I am just deciding which car to go for."

Right now you can pay just
7.3% APR as a typical fixed
rate based on borrowing
£5,000 over 3 years as an
A* credit rated borrower.

  • The interest rate you pay on your car loan is set by our lenders, not by us and is based on your creditworthiness.
  • You borrow from and pay interest to real people and not a faceless corporation with many other interests.
    Meet some Zopa lenders
  • Borrowing at Zopa is a fairer and more human way of getting a low-cost car loan.
    How it works

How much can I borrow?

Zopa is a marketplace where people can lend anything from £10 to upwards of £25,000 - and our lenders come from all walks of life.

You could end up borrowing from pensioners, students, young professionals, entrepreneurs or even fellow Zopa borrowers - because some of our lenders are borrowers, and some of our borrowers are lenders.

Can I repay my loan early?

Yes, you can repay your loan early at no extra cost.

It's easy

Get a cheap car loan today from Zopa lenders. They're people here in the UK just like you, which is why they'll ensure your car loan quote is not only fair, but the cheapest car loan Zopa can offer. So if you're looking for a cheap car loan, you can avoid all the hassle of going through the banks and still be confident of getting the best car loan. And don't forget, if you trade in your car early, there are no penalties with Zopa for early repayment. Get your cheap car loan quote from Zopa now!

Get a car loan quote now