For a cheap car loan
contact Zopa today!

  • • Take advantage of fixed low rates
  • • Repay early at no extra cost
  • • Get a quote now:
See the rates

This looked like an exciting alternative

"I'm changing my car and would normally borrow from the bank but this looked like an exciting alternative. I have found your rates are much cheaper, and I really like it that the interest goes directly to individual lenders. Whilst I might have considered paying for the car out of my own resources, with two of my children getting married next year it made sense to keep something back. Many thanks."

Really impressed with the low rates

"I applied for this loan to buy a new car which is cheaper to run than the one I've currently got. With children and a big mortgage, I'm trying to find ways to make my money work better for me; so selling my old car, paying it off and buying a smaller, cheaper car seems like the best plan. I found Zopa on the Money Saving website and have been really impressed with the low rates."

Zopa in the news

  • BBC News:
    "It cuts out the banks and middlemen."
  • Channel 4:
    "A new way to save and borrow."
  • What Investment:
    *****
    Product of the Month

I've just heard about Zopa which looks much cheaper

"I recently took out a loan to by a new car as I am expecting my first child in a few months. I've just heard about Zopa which looks much cheaper than borrowing from the bank, so I will pay off the loan early with the loan form yourselves. This will save me a good few quid each month which is vital with a baby on the way. Thanks for your help!"

Right now you can pay just
7.6% APR as a typical fixed
rate based on borrowing
£5,000 over 3 years as an
A* credit rated borrower.

  • The interest rate you pay on your cheap loan is set by our lenders, not by us and is based on your creditworthiness.
  • You borrow from and pay interest to real people and not a faceless corporation with many other interests.
    Meet some Zopa lenders
  • Borrowing at Zopa is a fairer and more human way of getting a low-cost cheap loan.
    How it works

How much can I borrow?

Zopa is a marketplace where people can lend anything from £10 to upwards of £25,000 - and our lenders come from all walks of life.

You could end up borrowing from pensioners, students, young professionals, entrepreneurs or even fellow Zopa borrowers - because some of our lenders are borrowers, and some of our borrowers are lenders.

Can I repay my loan early?

Yes, you can repay your loan early at no extra cost.

It's easy

Getting a cheap loan in the UK is one thing, but getting it from people you can trust can be quite another. At Zopa your cheap personal loan will be provided by Zopa lenders who are people just like you. So they understand that you want a low, fair rate that is fixed and matched to your individual credit rating, so that it's easily manageable. Plus you avoid all the hassle of going through the banks. So make life easier on yourself - get a cheap loan quote today!

Get a cheap loan quote now