Get a holiday loan from Zopa
today and start packing
your bags!

  • • Take advantage of fixed low rates
  • • Repay early at no extra cost
  • • Get a quote now:
See the rates

I would rather get a loan from here than put it on Visa

"My loan is to pay for a holiday I have just booked. I can afford the repayments without stretching myself, but I would rather get a loan from here than put it on a visa card or go to a bank."

The rates are great

"I'm getting married this year and want to be able to provide my fianc�e with a wonderful honeymoon. I came to Zopa as the rates are great and I can afford to get us a better holiday as I'll be paying less back per month. Thanks!"

Zopa in the news

  • BBC News:
    "It cuts out the banks and middlemen."
  • Channel 4:
    "A new way to save and borrow."
  • What Investment:
    *****
    Product of the Month

The children are going to love it

"Thank you for my loan. We are using the money to go on a much needed family holiday. We're going to take the children abroad for the first time and I am so relieved that we can now afford to go somewhere we really want rather than going for the cheapest deal we find. The children are going to love it!"

Right now you can pay just
7.6% APR as a typical fixed
rate based on borrowing
£5,000 over 3 years as an
A* credit rated borrower.

  • The interest rate you pay on your car loan is set by our lenders, not by us and is based on your creditworthiness.
  • You borrow from and pay interest to real people and not a faceless corporation with many other interests.
    Meet some Zopa lenders
  • Borrowing at Zopa is a fairer and more human way of getting a low-cost car loan.
    How it works

How much can I borrow?

Zopa is a marketplace where people can lend anything from £10 to upwards of £25,000 - and our lenders come from all walks of life.

You could end up borrowing from pensioners, students, young professionals, entrepreneurs or even fellow Zopa borrowers - because some of our lenders are borrowers, and some of our borrowers are lenders.

Can I repay my loan early?

Yes, you can repay your loan early at no extra cost.

It's easy

At Zopa we make getting a holiday loan as straightforward as possible. That's because your cheap holiday loan will be provided by Zopa lenders here in the UK. They are people just like you who understand how important it is to take a break and refresh the mind, body and soul. You'll be offered a genuinely low rate on your holiday loan and won't have to face going through the banks. For a refreshing change, contact Zopa today for your cheap holiday loan!

Get a holiday loan quote now