Get a holiday loan from Zopa
today and start packing
your bags!

  • • Take advantage of fixed low rates
  • • Repay early at no extra cost
  • • Get a quote now:
See the rates

Zopa holiday loan facts

  • Married men are getting the most loans at Zopa to purchase a holiday home. Women on the other hand are getting the most loans when they are single. All together now, "We're all going on a summer holiday!".
  • 30-39 year old men are storming ahead buying holiday homes with their loans from Zopa. Women aged 20-29 and 50-59 take the joint top spot for female holiday home buying.

Zopa in the news

  • BBC News:
    "It cuts out the banks and middlemen."
  • Channel 4:
    "A new way to save and borrow."
  • What Investment:
    *****
    Product of the Month

Lower rate than I would have got from a bank

"I used my loan from Zopa to take my 10 year old son on a once in a lifetime holiday to Australia to visit relatives. We had a fantastic time and I felt much more relaxed knowing I was paying the loan back at a lower rate than I would have got from a bank."

The rates are great

"I'm getting married this year and want to be able to provide my fianc�e with a wonderful honeymoon. I came to Zopa as the rates are great and I can afford to get us a better holiday as I'll be paying less back per month. Thanks!"

Right now you can pay just
7.6% APR as a typical fixed
rate based on borrowing
£5,000 over 3 years as an
A* credit rated borrower.

  • The interest rate you pay on your car loan is set by our lenders, not by us and is based on your creditworthiness.
  • You borrow from and pay interest to real people and not a faceless corporation with many other interests.
    Meet some Zopa lenders
  • Borrowing at Zopa is a fairer and more human way of getting a low-cost car loan.
    How it works

How much can I borrow?

Zopa is a marketplace where people can lend anything from £10 to upwards of £25,000 - and our lenders come from all walks of life.

You could end up borrowing from pensioners, students, young professionals, entrepreneurs or even fellow Zopa borrowers - because some of our lenders are borrowers, and some of our borrowers are lenders.

Can I repay my loan early?

Yes, you can repay your loan early at no extra cost.

It's easy

At Zopa we make getting a holiday loan as straightforward as possible. That's because your cheap holiday loan will be provided by Zopa lenders here in the UK. They are people just like you who understand how important it is to take a break and refresh the mind, body and soul. You'll be offered a genuinely low rate on your holiday loan and won't have to face going through the banks. For a refreshing change, contact Zopa today for your cheap holiday loan!

Get a holiday loan quote now