Zopa lenders are waiting to give
you a home improvment loan today!

  • • Take advantage of fixed low rates
  • • Repay early at no extra cost
  • • Get a quote now:
See the rates

We really appreciated getting the low rates

"We used our Zopa loan to have an extension built on our house. We really needed a downstairs bathroom, mainly for elderly relatives who stay with us so they didn't have to battle with the stairs to get to the toilet! We really appreciated getting the low rates and the process was extremely straightforward."

Thank you to all my Zopa lenders

"You will be pleased to know that with your help, we are investing in a brand new condensing central heating system. My current central heating it is well over 15 years old and totally inefficient. I've also just got new double glazing fitted which will help to keep all the heat in. These changes will have long term benefits as my heating bills will come down and I feel we are doing a little bit for our environment. Thank you to all my Zopa lenders."

Zopa in the news

  • BBC News:
    "It cuts out the banks and middlemen."
  • Channel 4:
    "A new way to save and borrow."
  • What Investment:
    *****
    Product of the Month

I came to Zopa looking for a fast loan

"We had some problems with our roof recently which resulted in water coming through our bedroom ceiling. I came to Zopa looking for a fast loan as we really needed the work completed quickly - for obvious reasons! Thank you to our lenders, now we don't need to sleep with buckets around our bed!"

Right now you can pay just
7.3% APR as a typical fixed
rate based on borrowing
£5,000 over 3 years as an
A* credit rated borrower.

  • The interest rate you pay on your home improvement loan is set by our lenders, not by us and is based on your creditworthiness.
  • You borrow from and pay interest to real people and not a faceless corporation with many other interests.
    Meet some Zopa lenders
  • Borrowing at Zopa is a fairer and more human way of getting a low-cost conslidation loan.
    How it works

How much can I borrow?

Zopa is a marketplace where people can lend anything from £10 to upwards of £25,000 - and our lenders come from all walks of life.

You could end up borrowing from pensioners, students, young professionals, entrepreneurs or even fellow Zopa borrowers - because some of our lenders are borrowers, and some of our borrowers are lenders.

Can I repay my loan early?

Yes, you can repay your loan early at no extra cost.

It's easy

If you're a UK homeowner, you could get a cheap homeowner loan arranged today by Zopa lenders. Most of our lenders are also homeowners just like you, so they understand your needs. You'll be offered a fair, low rate without any of the hassle of going through the banks. It's a far more personal and relaxed way of doing business and we think you'll appreciate the Zopa difference. Why wait when you can get a quote today!

Get a home loan quote now