Zopa lenders are waiting to give
you a Home Loan today!

  • • Take advantage of fixed low rates
  • • Repay early at no extra cost
  • • Get a quote now:
See the rates

I was really attracted to the idea of social lending

"My Zopa loan will pay for fixing my leaky roof, guttering and I'm also planning on getting a new boiler system. I've been looking at some of the 'green' boilers on the market as I want to reduce my carbon footprint. I was really attracted to the idea of social lending."

Rates were the best I found

"I am using my loan money to finish off my house - specifically the kitchen. I bought a dilapidated old house (I had no idea what I was taking on at the time...) and have spent the last two years doing it up. We had a totally unexpected blow to our budget when we discovered wood worm upstairs which required treatment and some joists replacing. After paying out for the work to be done, my budget could not quite stretch to the kitchen. I decided to come to Zopa to borrow the extra I needed as the rates were the best I found. I am getting married next year and am looking forward to finally getting the house finished off so that I can get it on the market. Thank you to my lenders."

Zopa in the news

  • BBC News:
    "It cuts out the banks and middlemen."
  • Channel 4:
    "A new way to save and borrow."
  • What Investment:
    *****
    Product of the Month

The convenience of a loan was a great help

"We used our loan to pay for two new double glazed windows for our kitchen. Usually my financial situation would be adequate for this, but since I've just come back from six months maternity leave the convenience of a loan was a great help. Many thanks."

Right now you can pay just
7.3% APR as a typical fixed
rate based on borrowing
£5,000 over 3 years as an
A* credit rated borrower.

  • The interest rate you pay on your home improvement loan is set by our lenders, not by us and is based on your creditworthiness.
  • You borrow from and pay interest to real people and not a faceless corporation with many other interests.
    Meet some Zopa lenders
  • Borrowing at Zopa is a fairer and more human way of getting a low-cost conslidation loan.
    How it works

How much can I borrow?

Zopa is a marketplace where people can lend anything from £10 to upwards of £25,000 - and our lenders come from all walks of life.

You could end up borrowing from pensioners, students, young professionals, entrepreneurs or even fellow Zopa borrowers - because some of our lenders are borrowers, and some of our borrowers are lenders.

Can I repay my loan early?

Yes, you can repay your loan early at no extra cost.

It's easy

If you're a UK homeowner, you could get a cheap homeowner loan arranged today by Zopa lenders. Most of our lenders are also homeowners just like you, so they understand your needs. You'll be offered a fair, low rate without any of the hassle of going through the banks. It's a far more personal and relaxed way of doing business and we think you'll appreciate the Zopa difference. Why wait when you can get a quote today!

Get a home loan quote now