Earn great returns

Set your own rates!

Join our Zopa lenders who've made an annual return of 8.0% over the last 12 months, before bad debt.

Why not start small with something like £50 to see how it works? You choose how much risk you want to take, you set your own rates and you can lend as little as £10 to each borrower to spread your loans out.

Jane from London says,
“I had a borrower who is only 21 but has paid off early and kept his payments up to date and would just like to thank him for being a great borrower.”

What is Zopa?

Zopa is a marketplace where people lend and borrow money with each other, sidestepping the banks for a better deal.
  • Listen to a podcast explaining how it works
  • Watch a video made by one of our members
  • See what they've said about us on telly
  • Read more

Got a question?

There are loads of ways to get an answer!

  • If you've got a general question, send us a tweet via Twitter. Just put "@Zopa" at the beginning of your message so we know you're talking to us.
  • If you've got a question relating to your Zopa account, contact us with a private message.
  • Or why not ask some people who are already members for their words of wisdom on our forum.