Why lend at Zopa
The Zopa marketplace is open to
like-minded people and business.
There are many different reasons
for lending, and many different
ways to lend.
How people use Zopa
Putting a bit aside each month
Some lenders use Zopa like a monthly savings product, but set their rates so they enjoy better returns. You can arrange a standing order to pay a regular amount into Zopa each month, and steadily increase your lending in manageable chunks.
Getting a monthly return
If you've got a lump sum from the maturing of an insurance policy, the sale of a house, or even a big win on the lottery, then lending it on the Zopa marketplace will mean you get to enjoy a regular monthly return.
Diversifying a portfolio
If you've got an investment portfolio, then Zopa's a great way of diversifying it. With higher returns possible than from a savings account, and less risk than from stocks and shares, lending at Zopa is a completely new asset class and one that's independent from anything else in your portfolio.
How businesses use Zopa
Increasing their profits
Many businesses use lending at Zopa as a smart way of boosting their profits – and if your company generates a lot of spare capital, then you should join them.
Find out more about lending as a business.