Create a listing

A rate that's right for you

Zopa Listings puts you in the driving seat when it comes to getting a loan. You create a profile of yourself explaining what rate you're looking for and why people should lend to you.

Then lenders get to make offers on your listing. If lenders like the look of you, you could end up with a much cheaper loan than you'd get elsewhere.

How it works:

1
Step 1

Tell us your details

Name, age, job etc. We'll then take you through a quick identity check and get your credit score. The identity check is done for Zopa by a company called Equifax.

 
2
Step 2

You create your listing

It won't take long and our step-by-step guide makes it easy. Have a look at other borrower's listings

 
3
Step 3

Lenders make offers on your listing

Your listing is live for 3, 7 or 10 days, after which you're offered the lowest rate possible.

 
4
Step 4

You get your loan

If you don't like the rate you've been offered, you don't have to accept the loan.

 

Fees
It doesn't cost anything to create a listing. The only fee you have to pay is the £94.25 Zopa fee, which is added to the loan amount once you've accepted your loan.


Create a listing