Get a low-cost consolidation
loan now from Zopa lenders
- • Take advantage of fixed low rates
- • Repay early at no extra cost
- • Get a free quote now:
Right now you can get a typical fixed rate of just 9.5%APR to borrow £5,000 over 3 years as an A* credit rated borrower.
- The interest rate you pay on your consolidation loan is set by our lenders, not by us and is based on your creditworthiness. We just make sure that you get the cheapest loan available by using money from the most competitively priced lenders.
- You borrow from and pay interest to real people and not a faceless corporation with big bonuses to pay.
Meet some Zopa lenders - You can repay your Zopa loan early at any time with no sneaky admin fees or penalties.
Find out more about Zopa holiday loans
How much can I borrow?
Whether you're looking to pay off a small credit card bill or a large existing loan, you can borrow £1000 to £15000 over a period of up to five years.
What fees will I be charged?
Borrowers pay a one-off fee of £118.50 on their loan. The fee is only charged if the loan is approved and then there's absolutely no other sneaky charges.
So, if you want a £5,000 loan, we'd add an extra £120 to cover our the fee of £118.50. So once the fee has been deducted, you'd get £5,001.50 paid into your bank account.What are other borrowers saying about Zopa?
Andy says "My Zopa loan has helped me pay off all my credit cards and my overdraft, a debt I would have been chasing for a great deal longer than the three years I have the loan for. I chose Zopa not only becuase of the low loan rate, but borrowing off normal people and not the fat cat banks appealed to me."