Get a low rate home improvement
loan now from Zopa lenders
- • Take advantage of fixed low rates
- • Repay early at no extra cost
- • Get a free quote now:
Right now you can get a typical fixed rate of just 8.9%APR to borrow £5,000 over 3 years as an A* credit rated borrower.
- The interest rate you pay on your home improvement loan is set by our lenders, not by us and is based on your creditworthiness. We just make sure that you get the cheapest loan available by using money from the most competitively priced lenders.
- You borrow from and pay interest to real people and not a faceless corporation with big bonuses to pay.
Meet some Zopa lenders - You can repay your Zopa loan early at any time with no sneaky admin fees or penalties.
Find out more about Zopa home improvement loans
How much can I borrow?
From a lick of paint to a loft conversion, you can borrow £1000 to £15000 over a period of up to five years.
What fees will I be charged?
Borrowers pay a one-off fee of £118.50 on their loan. The fee is only charged if the loan is approved and then there's absolutely no other sneaky charges.
So, if you want a £5,000 loan, we'd add an extra £120 to cover our the fee of £118.50. So once the fee has been deducted, you'd get £5,001.50 paid into your bank account.What are other borrowers saying about Zopa?
Lizzie is using her Zopa loan to do up her flat. She says "I've got a wrecked studio flat and this loan will allow me to instal central heating, create a separate bedroom, do up the garden, and get a new kitchen fitted. I chose Zopa becuase they're different from a bank and I liked the idea of the community aspect of individual lenders trying to help others. I could even see myself becoming a lender is a few years time!"