Get a fixed rate personal
loan now from Zopa lenders

  • • Take advantage of fixed low rates
  • • Repay early at no extra cost
  • • Get a free quote now:
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Low rate Personal Loans from Zopa Lenders

Getting a cheap low-cost loan in the UK is one thing, but getting it from people you can trust can be quite another. At Zopa your personal loan will be provided by Zopa lenders who are people just like you. So they understand that you want a low, fair rate that is fixed and matched to your individual credit rating, so that it's easily manageable. Plus you avoid all the hassle of going through the banks. So make life easier on yourself - get a cheap personal loan quote today!

Right now you can get a typical fixed rate of just 8.5%APR to borrow £5,000 over 3 years as an A* credit rated borrower.
  • The interest rate you pay on your personal loan is set by our lenders, not by us and is based on your creditworthiness. We just make sure that you get the cheapest loan available by using money from the most competitively priced lenders.
  • You borrow from and pay interest to real people and not a faceless corporation with big bonuses to pay.
    Meet some Zopa lenders
  • You can repay your Zopa loan early at any time with no sneaky admin fees or penalties.

Find out more about Zopa personal loans

  • How much can I borrow?

    You can borrow £1000 to £15000 over a period of up to five years.

  • What fees will I be charged?

    Borrowers pay a one-off fee of £124.50 on their loan. The fee is only charged if the loan is approved and then there's absolutely no other charges.

    So, if you want a £5,000 loan, we'd add an extra £130 to cover our fee of £124.50. So once the fee has been deducted, you'd get £5,005.50 paid into your bank account.
  • What are other borrowers saying about Zopa?

    Andy says "I chose Zopa for two reasons. Firstly it is independent from the greedy banks and secondly because of the ease of use in applying for the loan. I used the money to buy a Ford Focus and may be looking at borrowing again for some home improvement. Thank you once again for the personal touch."

If you're new to peer-to-peer lending and want to find out more, see how it works.

Get a Zopa personal loan quote now