For a personal car loan get a
Zopa quote now!

  • • Take advantage of fixed low rates
  • • Repay early at no extra cost
  • • Get a quote now:
See the rates

I like the ethical nature of Zopa

"I am using most of my loan to buy a car and the remainder is going to pay off an existing loan so as to keep my monthly repayments of personal debt sensible.� I like the ethical nature of Zopa."

I read about Zopa and thought I would try it

"This is to fund a replacement car for my wife. I have just completed major extension on the house and took out a fixed mortgage to fund the work. The nature of that mortgage means I can't simply borrow a bit more from my mortgage lender. We have not had a personal loan before but I read about Zopa and thought I would try it."

Zopa in the news

  • BBC News:
    "It cuts out the banks and middlemen."
  • Channel 4:
    "A new way to save and borrow."
  • What Investment:
    *****
    Product of the Month

I really appreciate the help of my lenders

"I came to Zopa for a personal car loan as I commute from London to Bristol twice a month to see my family. I have many responsibilities at home in Bristol and wanted to be able to get to them easily - this became a bit more urgent with winter nearly here. I liked the rates available at Zopa and the ability to pay back early without penalty. I really appreciate the help of my lenders. Thanks for my loan."

Right now you can pay just
7.3% APR as a typical fixed
rate based on borrowing
£5,000 over 3 years as an
A* credit rated borrower.

  • The interest rate you pay on your home improvement loan is set by our lenders, not by us and is based on your creditworthiness.
  • You borrow from and pay interest to real people and not a faceless corporation with many other interests.
    Meet some Zopa lenders
  • Borrowing at Zopa is a fairer and more human way of getting a low-cost conslidation loan.
    How it works

How much can I borrow?

Zopa is a marketplace where people can lend anything from £10 to upwards of £25,000 - and our lenders come from all walks of life.

You could end up borrowing from pensioners, students, young professionals, entrepreneurs or even fellow Zopa borrowers - because some of our lenders are borrowers, and some of our borrowers are lenders.

Can I repay my loan early?

Yes, you can repay your loan early at no extra cost.

It's easy

Getting a cheap loan in the UK is one thing, but getting it from people you can trust can be quite another. At Zopa your cheap personal loan will be provided by Zopa lenders who are people just like you. So they understand that you want a low, fair rate that is fixed and matched to your individual credit rating, so that it's easily manageable. Plus you avoid all the hassle of going through the banks. So make life easier on yourself - get a cheap loan quote today!

Get a personal loan quote now