November's always a big month for borrowing, and to make sure we can help as many creditworthy borrowers as possible, we're offering lenders a 0.5% bonus on money lent out between 9am on 16th November and midnight on 30th November 2006.

It doesn't matter whether the money is old, new, borrowed or blue – it just needs to be part of a loan that's matched before the end of November and subsequently approved. (By ‘approved' we mean a loan that moves from the ‘In processing' column to the ‘Money lent' column in your account summary, after a borrower has accepted their loan and entered their PIN.)

So sign in to your account and get any money that's sitting in your holding account back on the marketplace. And transfer new money in by calling 020 7580 6060 with your debit card to hand, or by going to the Transfer page in your account.

But remember that the 0.5% bonus only applies on money lent out to Zopa borrowers before midnight on 30th November 2006, so make sure you get a wriggle on.

The 0.5% bonus will be paid into your holding account no later than 28th December 2006, so you can figure it into any New Year's resolutions you make about lending.