Who'd be lending to you
Zopa’s peer-to-peer lending sidesteps the banks and their high charges, meaning you’ll get better loan rates by borrowing from Zopa savers, who are looking to earn a higher return on their savings.
Zopa savers come from all walks of life and you could borrow money from pensioners, students, young professionals, entrepreneurs or some of the businesses who lend through Zopa, who share our values and principles. Some borrowers even go on to become a Zopa saver themselves to earn better returns on their savings than at a bank.