High interest returns

You earn higher interest returns on your savings by lending money at Zopa.

For up to 3 years

4.6% Projected return after 1.0% fee

or For up to 5 years

5.1% Projected return after 1.0% fee

Start earning

Earn market-leading returns on your savings

As the UK’s largest peer-to-peer lending site, we’ve helped lend £307 million of savers’ money to the UK’s safest borrowers. With interest rates at record lows, savers are being ignored by banks and need help to protect and grow their savings at higher interest rates.

You can earn market-leading returns by lending your money safely with the Zopa Safeguard. To get your money working harder for you, Zopa can help you lend at competitive rates to attract the UK’s safest borrowers. Find out how lending money works.