Where people meet to lend
and borrow money
- • Lenders get great returns
- • Borrowers get low-cost loans with
no sneaky early repayment charges
Someone is a happy member of Zopa.
If you take out a Zopa loan or lend more than
£2000, we'll give them £50.
Y'never know, they might go halves on it with you!
Even better though, once you're a member, you can refer
your own friends and earn lots of fifties for yourself!
By the way, you'll need to have cookies enabled to qualify. If you haven't, set your browser to accept them and reload this page.
Lending at Zopa
A smart way to get a return, alongside your savings and investments
Great returns
Some lenders are getting up to 14%pa, and the average return on all money lent to
date is 7.4%pa (figures shown are before tax, but after actual bad debt and fee)
It's human
Your money helps real people, rather than banks
It's safe
All the safety measures banks use... plus a few more:
- All borrowers are identity-checked, credit-scored and risk-assessed
- Your money is spread across at least 50 borrowers when you lend £500 or more
Borrowing at Zopa
Low, low rates
9.5% typical APR (based on £5,000 over 3 years in
the A* market).
No banks
Rather than making banks even richer, your interest goes to real people
It's fair
You can repay your loan early at no extra cost, and you get a rate based on your
creditworthiness
To qualify for your £50, your friends should sign up to Zopa and either lend over £2000 or borrow at Zopa by 31st December 2008.
You can do this by clicking the Lend now or Borrow now buttons at the top of this page, or by following any of the links off this page.
Introduce a Friend Scheme – Terms & Conditions
Offer applies to all ‘Introduce a Friend' referrals who complete registration between 05.08.08 and 31.12.08 (“the Offer Period”). Only registered Zopa members are eligible to ‘Introduce a Friend'. Existing Zopa members who introduce a friend to Zopa will receive £50 when that friend either lends at least £2000, or borrows any amount of money, at Zopa during the Offer Period. The introduced friend will only receive £50 once he or she has introduced further new members to Zopa who have lent at least £2000, or borrowed any amount of money at Zopa during the Offer Period. If the same person is introduced by more than one Zopa member, the reward will be based on the recommendation which first results in registration. You can not introduce yourself or an existing Zopa member. In each eligible case, the £50 will be credited to the members' Zopa holding accounts within 28 days after the conditions have been met. If you have not yet completed the Zopa registration process you will need to complete this in order to receive your £50 reward. As part of this offer, you warrant and undertake that you have the consent of your friend(s) to disclose their personal details to Zopa for this purpose.
Friends who were referred and then registered before 05.08.08 through any previous referral offers will be rewarded based on the terms for that previous offer, where applicable.
Zopa reserves the right to amend, withdraw or extend any or all elements of this promotion at any time, without prior notice. Promoter: Zopa Limited. Registered office: 3rd Floor, Radiant House, 36-38 Mortimer Street, London W1W 7RG. Company Registration No.: 05197592.