Where people meet to lend
and borrow money
- • Lenders get great returns
- • Borrowers get low-cost loans
- • And by becoming either you
could earn £30
Someone is a happy member of Zopa, and if you
join them and go on to take out a Zopa loan or lend
more than £500, we'll give both of you £30.
By the way, you'll need to have cookies enabled to qualify. If you haven't, set your browser to accept them and reload this page.
Lending at Zopa
A smart way to get a return, alongside your savings and investments
Great returns
Some lenders are getting up to 14%pa, and the average return on all money lent to date is 6.75%pa (figures shown are before tax, but after actual bad debt and fee)
It's human
Your money helps real people, rather than banks
It's safe
All the safety measures banks use... plus a few more:
- All borrowers are identity-checked, credit-scored and risk-assessed
- Your money is spread across at least 50 borrowers when you lend £500 or more
Borrowing at Zopa
Low, low rates
7.3% typical APR (based on £5,000 over 3 years in the A* market).
No banks
Rather than making banks even richer, your interest goes to real people
It's fair
You can repay your loan early at no extra cost, and you get a rate based on your creditworthiness
To qualify for your £30, you need to sign up to Zopa before 30th June 2008 and then go on to either lend over £500 or borrow at Zopa.
You can do this by clicking the Lend now or Borrow now buttons at the top of this page, or by following any of the links off this page.
Introduce a Friend Scheme – Terms & Conditions
Offer applies to all ‘Introduce a Friend' referrals who complete registration between 01.4.08 and 30.06.08 (“the Offer Period”). Only registered Zopa members are eligible to ‘Introduce a Friend'. Existing Zopa members who introduce a friend to Zopa will receive £30 when that friend either lends at least £500, or borrows any amount of money, at Zopa during the Offer Period. The introduced friend will also receive £30 only once he or she has lent at least £500, or borrowed any amount of money at Zopa during the Offer Period. If the same person is introduced by more than one Zopa member, the reward will be based on the recommendation which first results in registration. You can not introduce yourself or an existing Zopa member. In each eligible case, the £30 will be credited to the members' Zopa holding accounts within 28 days after the conditions have been met. If you have not yet completed the Zopa registration process you will need to complete this in order to receive your £30 reward. As part of this offer, you warrant and undertake that you have the consent of your friend(s) to disclose their personal details to Zopa for this purpose.
Friends who were referred and then registered before 30.06.08 through any previous referral offers will be rewarded based on the terms for that previous offer.
Zopa reserves the right to amend, withdraw or extend any or all elements of this promotion at any time, without prior notice. Promoter: Zopa Limited. Registered office: 3rd Floor, Radiant House, 36-38 Mortimer Street, London W1W 7RG. Company Registration No.: 05197592.