Why put yourself through all the
hassle of getting a bank loan
when you can get a Zopa loan
today!

  • • Take advantage of fixed low rates
  • • Repay early at no extra cost
  • • Get a quote now:
See the rates

I am getting a cheaper rate

"Thank you for loaning me the money to pay for the most important thing in my life, my wedding. You have made me a very happy man. It has made me even happier knowing I am getting a cheaper rate than I would have got elsewhere and I am not feeding a high street bank which I have done in the past with no thanks on repayment."

I was really happy with the rates you offered

"I am going to use this loan to pay off a credit card that has increased its interest rate 6 times in the past 2 years. I cut the card up long ago and now I want to get rid of high interest rate and stop increasing the banks profits. I was really happy with the rates you offered, so much cheaper than my bank offered me!"

Zopa in the news

  • BBC News:
    "It cuts out the banks and middlemen."
  • Channel 4:
    "A new way to save and borrow."
  • What Investment:
    *****
    Product of the Month

Right now you can pay just
9.5% APR as a typical fixed
rate based on borrowing
£5,000 over 3 years as an
A* credit rated borrower.

  • The interest rate you pay on your car loan is set by our lenders, not by us and is based on your creditworthiness.
  • You borrow from and pay interest to real people and not a faceless corporation with many other interests.
    Meet some Zopa lenders
  • Borrowing at Zopa is a fairer and more human way of getting a low-cost car loan.
    How it works

How much can I borrow?

Zopa is a marketplace where people can lend anything from £10 to upwards of £25,000 - and our lenders come from all walks of life.

You could end up borrowing from pensioners, students, young professionals, entrepreneurs or even fellow Zopa borrowers - because some of our lenders are borrowers, and some of our borrowers are lenders.

Can I repay my loan early?

Yes, you can repay your loan early at no extra cost.

It's easy

If trying to get a bank loan in the UK fills you with dread, don't worry, with Zopa there's an easier way to get a loan. Your loan will be provided by Zopa lenders who won't swamp you with paperwork or ask you endless questions. From a simple personal credit rating, you can be offered a loan at a fixed, low rate with the minimum of fuss. So whether you're after a personal bank loan, cheap bank loan - or even the cheapest bank loan - why not make life a lot simpler and get a Zopa quote today.

Get a loan quote now