Get a holiday loan from Zopa
today and start packing
your bags!

  • • Take advantage of fixed low rates
  • • Repay early at no extra cost
  • • Get a quote now:
See the rates

I had a great experience the first time around

"This is my second loan with Zopa - the first I took out a while back and paid off early. I used this loan to pay off an overdraft and also pay for my holiday to New Zealand. I'd seen a great deal for plane tickets but didn't have the cash available, I had a great experience the first time around, so decided to use Zopa again. The loan enabled me to go to my best friend's wedding in New Zealand, which was really, really important to me. I couldn't have done it without the lenders at Zopa. Thank you."

Thank you for giving us the opportunity to do this for them

"We had budgeted for our wedding perfectly, but at the last minute, decided we would thank my fianc�es parents for all their help by paying for them to go on holiday. We needed to borrow to pay for it and decided to come to Zopa. Thank you for giving us the opportunity to do this for them."

Zopa in the news

  • BBC News:
    "It cuts out the banks and middlemen."
  • Channel 4:
    "A new way to save and borrow."
  • What Investment:
    *****
    Product of the Month

Right now you can pay just
9.5% APR as a typical fixed
rate based on borrowing
£5,000 over 3 years as an
A* credit rated borrower.

  • The interest rate you pay on your car loan is set by our lenders, not by us and is based on your creditworthiness.
  • You borrow from and pay interest to real people and not a faceless corporation with many other interests.
    Meet some Zopa lenders
  • Borrowing at Zopa is a fairer and more human way of getting a low-cost car loan.
    How it works

How much can I borrow?

Zopa is a marketplace where people can lend anything from £10 to upwards of £25,000 - and our lenders come from all walks of life.

You could end up borrowing from pensioners, students, young professionals, entrepreneurs or even fellow Zopa borrowers - because some of our lenders are borrowers, and some of our borrowers are lenders.

Can I repay my loan early?

Yes, you can repay your loan early at no extra cost.

It's easy

At Zopa we make getting a holiday loan as straightforward as possible. That's because your cheap holiday loan will be provided by Zopa lenders here in the UK. They are people just like you who understand how important it is to take a break and refresh the mind, body and soul. You'll be offered a genuinely low rate on your holiday loan and won't have to face going through the banks. For a refreshing change, contact Zopa today for your cheap holiday loan!

Get a holiday loan quote now