Get a cheap
loan now from Zopa lenders
- • Take advantage of fixed low rates
- • Repay early at no extra cost
- • Get a free quote now:
Right now you can get a typical fixed rate of just 9.1%APR to borrow £5,000 over 3 years as an A* credit rated borrower.
- The low interest rate you pay on your loan is set by our lenders, not by us and is based on your creditworthiness. We just make sure that you get the cheapest loan available by using money from the most competitively priced lenders.
- You borrow from and pay interest to real people and not a faceless corporation with big bonuses to pay.
Meet some Zopa lenders - You can repay your Zopa loan early at any time with no sneaky admin fees or penalties.
Find out more about cheap Zopa loans
How much can I borrow?
You can borrow £1000 to £15000 over a period of three or five years. And because Zopa don't charge any fees or penalties for lump sum repayments or full early repayment, you can potentially save hundreds in interest charges too.
What fees will I be charged?
Borrowers pay a one-off fee of £118.50 on their loan. The fee is only charged if the loan is approved and then there's absolutely no other sneaky charges.
So, if you want a £5,000 loan, we'd add an extra £120 to cover our the fee of £118.50. So once the fee has been deducted, you'd get £5,001.50 paid into your bank account.What are other borrowers saying about Zopa?
Steven says "I was shopping around for a cheap loan and came across Zopa and I got a fantastically low rate loan. In addition, the customer service and communication from Zopa has been great too. Excellent business model and one very happy customer."