An unsecured loan could be yours
today thanks to Zopa lenders!

  • • Take advantage of fixed low rates
  • • Repay early at no extra cost
  • • Get a quote now:
See the rates

I benefit from getting the best interest rates

"I see Zopa as a unique way of beating the banks at their own game. I benefit from getting the best interest rates for my unsecured borrowing and the lenders get better rates than if their money was just in a savings account! Winners all round."

This means everything to us

"Although this is an unsecured loan as we are not home owners, we are using the money to buy a house so we soon will be and will have that security. We have our mortgage agreement and our offer on the house has been accepted so all we need is this little extra and we can be homeowners in 1 month. This means everything to us."

Zopa in the news

  • BBC News:
    "It cuts out the banks and middlemen."
  • Channel 4:
    "A new way to save and borrow."
  • What Investment:
    *****
    Product of the Month

Right now you can pay just
9.5% APR as a typical fixed
rate based on borrowing
£5,000 over 3 years as an
A* credit rated borrower.

  • The interest rate you pay on your home improvement loan is set by our lenders, not by us and is based on your creditworthiness.
  • You borrow from and pay interest to real people and not a faceless corporation with many other interests.
    Meet some Zopa lenders
  • Borrowing at Zopa is a fairer and more human way of getting a low-cost conslidation loan.
    How it works

How much can I borrow?

Zopa is a marketplace where people can lend anything from £10 to upwards of £25,000 - and our lenders come from all walks of life.

You could end up borrowing from pensioners, students, young professionals, entrepreneurs or even fellow Zopa borrowers - because some of our lenders are borrowers, and some of our borrowers are lenders.

Can I repay my loan early?

Yes, you can repay your loan early at no extra cost.

It's easy

Why put yourself through all the hassle and uncertainty of dealing with the banks to try and get an unsecured loan when you can get a quote right now from Zopa. A Zopa unsecured loan is provided by Zopa lenders who are people just like you living here in the UK, who understand your needs. This means you can be sure of getting the fairest deal and a genuinely low rate. So don't delay, get your Zopa unsecured loan quote today!

Get a unsecured loan quote now