An unsecured personal loan could be yours
today thanks to Zopa lenders!

  • • Take advantage of fixed low rates
  • • Repay early at no extra cost
  • • Get a quote now:
See the rates

Thanks for the loan

"I needed to borrow to pay an outstanding tax bill. Although I'm a relatively high earner, I have two children at university who successfully spend much of my disposable income. I considered using an over draft facility, but it would have been twice the rate of interest I was able to get at Zopa. Thanks for the loan."

Such a big difference to the grey faceless banks

"I saw the great write up you got on the money saving expert website. I'm using the loan to finally get my hands on a beautiful Vespa GT125 - and get away from the daily tube trudge. I love the way you ask for personal feedback - such a big difference to the grey faceless banks."

Zopa in the news

  • BBC News:
    "It cuts out the banks and middlemen."
  • Channel 4:
    "A new way to save and borrow."
  • What Investment:
    *****
    Product of the Month

Will definitely recommend Zopa to my friends

"I really wanted to say thank you so much to my lenders. I have been in need of a car for a while, and now thanks to you I can buy one. I will definitely recommend Zopa to my friends!"

Right now you can pay just
9.3% APR as a typical fixed
rate based on borrowing
£5,000 over 3 years as an
A* credit rated borrower.

  • The interest rate you pay on your home improvement loan is set by our lenders, not by us and is based on your creditworthiness.
  • You borrow from and pay interest to real people and not a faceless corporation with many other interests.
    Meet some Zopa lenders
  • Borrowing at Zopa is a fairer and more human way of getting a low-cost conslidation loan.
    How it works

How much can I borrow?

Zopa is a marketplace where people can lend anything from £10 to upwards of £25,000 - and our lenders come from all walks of life.

You could end up borrowing from pensioners, students, young professionals, entrepreneurs or even fellow Zopa borrowers - because some of our lenders are borrowers, and some of our borrowers are lenders.

Can I repay my loan early?

Yes, you can repay your loan early at no extra cost.

It's easy

Why put yourself through all the hassle and uncertainty of dealing with the banks to try and get an unsecured loan when you can get a quote right now from Zopa. A Zopa unsecured loan is provided by Zopa lenders who are people just like you living here in the UK, who understand your needs. This means you can be sure of getting the fairest deal and a genuinely low rate. So don't delay, get your Zopa unsecured loan quote today!

Get a unsecured loan quote now